The Turnaround is Coming

MIB: Life Activity Increases – Distribution – Life and Health Insurance News

Yesterday I had a nice conversation with a recruiter friend.  Search activity is up and increasing weekly. The first talent spots to get filled are in sales and marketing.  Support positions will follow.  If you’re an underwriter, hang in there.  The turnaround is coming.

Permanent Elimination of Jobs

How a New Jobless Era Will Transform America – The Atlantic (March 2010)

The construction and finance industries, bloated by a decade-long housing bubble, are unlikely to regain their former share of the economy, and as a result many out-of-work finance professionals and construction workers won’t be able to simply pick up where they left off when growth returns—they’ll need to retrain and find new careers. (For different reasons, the same might be said of many media professionals and auto workers.) And even within industries that are likely to bounce back smartly, temporary layoffs have generally given way to the permanent elimination of jobs, the result of workplace restructuring. Manufacturing jobs have of course been moving overseas for decades, and still are; but recently, the outsourcing of much white-collar work has become possible. Companies that have cut domestic payrolls to the bone in this recession may choose to rebuild them in Shanghai, Guangzhou, or Bangalore, accelerating off-shoring decisions that otherwise might have occurred over many years.

The Contingent Workforce – a $425 Billion Market

You’re Hired. At Least for Now. – Kiplinger.com

The job is not a timeless fact of human existence.  It is a social artifact.

William Bridges wrote these words over 15 years ago.  We need to fully understand this concept and decide what kind of future we want for ourselves.  Do you want to be in or out?  Nearly four years ago I started my business on a part-time basis.  One year ago, I became  100% self-employed. If you are an underwriter, the time to be an independent for hire has never been better.

If you’re in underwriting management your options for creating the right hybrid model to fit your needs has never been better.  I’ve said it before and I’ll say it again:

I have a mortgage, two kids in college, and a small fleet of cars to support.  Hire me please.

ASA May Reduce CVD and All-Cause Mortality in T2DM

Aspirin Is Associated With Reduced Cardiovascular and All-Cause Mortality in Type 2 Diabetes in a Primary Prevention Setting — Diabetes Care

RESULTS There were 160 deaths (24.6%) during follow-up, with 70 (43.8%) due to CVD. In Kaplan-Meier survival analysis, there was no difference in either CVD or all-cause mortality in aspirin users versus nonusers (P = 0.52 and 0.94, respectively, by log-rank test). After adjustment for significant variables in the most parsimonious Cox models, regular aspirin use at baseline independently predicted reduced CVD and all-cause mortality (hazard ratio [HR] 0.30 [95% CI 0.09–0.95] and 0.53 [0.28–0.98[, respectively; P ≤ 0.044). In subgroup analyses, aspirin use was independently associated with reduced all-cause mortality in those aged ≥65 years and men.

CONCLUSIONS Regular low-dose aspirin may reduce all-cause and CVD mortality in a primary prevention setting in type 2 diabetes. All-cause mortality reductions are greatest in men and in those aged ≥65 years. The present observational data support recommendations that aspirin should be used in primary CVD prevention in all but the lowest risk patients.

Increased CIMT in T2DM = Abnormal Myocardial Perfusion

Increased Carotid Intima-Media Thickness as a Predictor of the Presence and Extent of Abnormal Myocardial Perfusion in Type 2 Diabetes — Diabetes Care

CONCLUSIONS Increased CIMT was significantly related to the presence and extent of abnormal myocardial perfusion. Assessment of CIMT may be useful to identify asymptomatic patients with type 2 diabetes at higher risk for CAD.

RESULTS Increased CIMT was an independent predictor of the extent of abnormal perfusion (P < 0.001). In patients with increased CIMT as compared with patients with normal CIMT, abnormal perfusion (75 vs. 9%) and severely abnormal perfusion (28 vs. 3%) were observed more frequently.