Remote Underwriting Jobs

Just a quick little post to let all visitors to this site know that this website/blog is NOT an employment website.   Underwriting Solutions LLC is NOT a professional recruiting organization.   Thanks for visiting.

Addendum 04/05/09

Just a quick little edit to let everyone know that while this blog is not an employment website I may have opportunities for part time remote work in the near future.  Thanks for visiting and I’ll announce any work opportunities with a new post.


Disappearing Docs

Doctor and Patient – Where Have All the Doctors Gone? – NYTimes.com

When I learned the tools of the trade last century, I was taught to be highly suspicious of applicants for life insurance who claimed not to have a family medicine/primary care MD.  I also know that if evidence presents itself to change an opinion or belief, you should do so.

The numbers are staggering and I no longer view applicants without a PCP as suspiciously as I once did.

Less suspicious does not mean the absence of suspicion.  After all, a suspicious underwriter is a good underwriter.

Our Problem to the South

Kidnapping of US antikidnapping consultant rattles Mexico | csmonitor.com

The time I spent working in the international offshore life markets was interesting.  You learned quickly that some risks (CHD, cancer) are the same as US mortality while others were quite different.  Understanding the difference in mortality risks by country often IS the difference between profits or losses.

If you rent a movie this weekend, I recommend Man on Fire.  This film came out in 2004 and was directed by Tony Scott with Denzel Washington playing the lead role as a security guy.

Even Denzel didn’t get out alive.

CKD Risk and High HgbA1c

Arch Intern Med — Abstract: Poor Glycemic Control in Diabetes and the Risk of Incident Chronic Kidney Disease Even in the Absence of Albuminuria and Retinopathy: Atherosclerosis Risk in Communities (ARIC) Study, Dec 8/22, 2008, Bash et al. 168 (22): 2440

The more we know, the less we know.  The study population is small, but the findings merit our collective attention.  Think about these things the next time you are considering credits for the absence of retinopathy and/or albuminuria in a diabetic applicant.