I have never seen a company downsize its way to greatness. Check out this article from HBR with links to some current research on downsizing.
Downsizing? Read This First
business
Quiet Please…Life Underwriting Expert Witness Personal Branding Exercise in Progress
Only Your Brand Will Save You – Dorie Clark – Harvard Business Review
Starting today, think about how you can own your niche and build your audience. If you care about insuring yourself against hard times, the only true safety is in developing a personal brand that’s better known — and therefore more powerful — than that of your competitors, or even your employer.
We’re Up! We’re Down!
Life Settlements Update – 09.28.11
In PHL Variable vs. Price Dawe 2006 Insurance Trust Insurance Company, the court has affirmed the common law ability of a legally insured person or insurable trust to sell a policy on that person’s life for market value — provided that procurement of the policy is not part of a straw purchase pursuant to a prior agreement to resell to an investor, and that the procurement is not part of an illegal wager in which a third party directly or indirectly pays the premiums.
The court holds that an arrangement involving an agreement with a straw man is illegal. An illegal arrangement occurs when an investor has a pre-negotiated arrangement for an immediate transfer of ownership of the policy, and there is no insurable interest on the part of the original owner, according to the court.
The court has ruled that the “intent” of the insured to sell a policy is irrelevant. The transaction itself is legal if, at inception, the individual procuring the policy has insurable interests and does not have a pre-negotiated agreement to immediately transfer ownership.
Setback for Life Settlements – WSJ.com
HBR Economic Survey – 09.25.11
Thought for Today – 09.18.11
New Economic Perspectives: William Black: Why Nobody Went to Jail During the Credit Crisis
We have known for centuries, that if you don’t underwrite loans, or if you don’t underwrite insurance, you’ll get something called “adverse selection”.
This interview answers the question of why nobody went to jail for our recent financial crisis.
For this underwriter, it’s all about prudent underwriting and strong internal controls.
Economic Recovery…Not
Economist’s View: The US Jobless Recovery: Assertive Management Meets the Double Hangover
Will someone (not an economist) please explain to me exactly what a jobless recovery is?
lifeunderwriter.net 
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