Doctor and Patient – Where Have All the Doctors Gone? – NYTimes.com

When I learned the tools of the trade last century, I was taught to be highly suspicious of applicants for life insurance who claimed not to have a family medicine/primary care MD.  I also know that if evidence presents itself to change an opinion or belief, you should do so.

The numbers are staggering and I no longer view applicants without a PCP as suspiciously as I once did.

Less suspicious does not mean the absence of suspicion.  After all, a suspicious underwriter is a good underwriter.