Why Underwriters Pay Attention to Family History

My uncle Moy F Wong passed away on Sept. 22,2024 at 91 years of age. He was the youngest of eight children on my mother’s side of the family. A bunch of my relatives have lived into their nineties, some to 100 or more.

Now you know why I keep working. I might stick around for another 30 years.

Or more. I need to beef up my retirement pot.

Take a Break 09.28.24

When it seems like the night will last forever
And there’s nothing left to do but count the years
When the strings of my heart start to sever
And stones fall from my eyes instead of tears
I will walk alone by the black muddy river
And dream me a dream of my own
I will walk alone by the black muddy river
And sing me a song of my own

Robert Hunter

Scary Charts 09.23.24 (another generational gap)


54 percent of Gen Z participants polled for Statista’s Consumer Insights survey in the U.S. between July 2023 and June 2024 claim that owning a car is important to them, compared to 69 percent of baby boomers. This suggests that the perceived necessity of car ownership is not only influenced by the availability and quality of public transit but also by generation. Owning a Car Is Less Important To Younger Generations https://www.statista.com/chart/33097/importance-of-owning-a-car-for-us-residents-by-generation/

Let me think about this. Digital from birth, Covid-19 pandemic global shutdown, social media, shared ride businesses, grocery shopping done and delivered, prepared meal delivery, inflation, cost of cars both new and used, shit jobs that don’t pay much, cost of car insurance and maintenance, cost of gasoline, going Green, fear of accidents, fear of violence, self-fulfilling prophecy, coddled since birth, never learned to drive, never wanted to drive…

Did I miss anything?

My Friday Reads – 09.20.24

There’s another form of the Nobel Prize, called the Ig Nobel Prize. Don’t confuse this with the actual Nobel prizes. The Ig Nobels recognize scientific discoveries that “make people laugh, then think”.

‘The data on extreme human ageing is rotten from the inside out’ – Ig Nobel winner Saul Justin Newmanhttps://theconversation.com/the-data-on-extreme-human-ageing-is-rotten-from-the-inside-out-ig-nobel-winner-saul-justin-newman-239023

I started getting interested in this topic when I debunked a couple of papers in Nature and Science about extreme ageing in the 2010s. In general, the claims about how long people are living mostly don’t stack up. I’ve tracked down 80% of the people aged over 110 in the world (the other 20% are from countries you can’t meaningfully analyze). Of those, almost none have a birth certificate. In the US there are over 500 of these people; seven have a birth certificate. Even worse, only about 10% have a death certificate.

The epitome of this is blue zones, which are regions where people supposedly reach age 100 at a remarkable rate. For almost 20 years, they have been marketed to the public. They’re the subject of tons of scientific work, a popular Netflix documentary, tons of cookbooks about things like the Mediterranean diet, and so on.

Coffee prices are set to soar due to drought in this country

In Brazil, the world’s largest coffee producer, Almeida and other farmers have started grappling with the nation’s worst drought in more than seven decades and above-average temperatures. Almeida expected to harvest 120 sacks of coffee beans this harvest season, but instead managed just 100…At the same time, Vietnam, the world’s second-biggest coffee producer, is experiencing heat and drought, affecting its crops. Potential supply shortages in both countries have started driving up global coffee prices, according to the report.

“The patient requires coffee in the morning to function.” actual medical record entry from a case I worked on yesterday. Well, me too. My ability to function in the morning is going to cost more.

Does anyone remember Three Mile Island? I do. Looks like this nuclear plant may reopen.

Re-opened Three Mile Island will power AI data centers under new dealhttps://arstechnica.com/ai/2024/09/re-opened-three-mile-island-will-power-ai-data-centers-under-new-deal/#p3

Pennsylvania’s Three Mile Island plant rose to infamy in 1979 when a partial meltdown in Unit 2 helped ignite panic over nuclear safety across the country. The new Microsoft deal would re-open the adjacent Unit 1, which was shuttered in 2019 “due to poor economics,” according to Constellation. If and when the plant reaches its planned 2028 re-opening, it would be among the first wave of shuttered nuclear plants being put back into service.

Yes, Microsoft! Might as well end this post with another Microsoft story.

Microsoft releases a new Windows app called Windows App for running Windows appshttps://arstechnica.com/gadgets/2024/09/microsoft-releases-a-new-windows-app-called-windows-app-for-running-windows-apps/

Have a nice weekend everyone!

The More Drugs You Take…(fill in the blank)

This was a retrospective longitudinal cohort study of adults aged 60 years and older.

An increase in polypharmacy severity was significantly associated with a higher likelihood of all-cause hospitalization within 1 year, but not a hospitalization related to IBD. Use of a PIM (potentially inappropriate medication) was also associated with a higher probability of all-cause hospitalization compared with patients without. Hospitalization Risk in Older Adults With IBD Associated With Severe Polypharmacyhttps://www.gastroenterologyadvisor.com/news/hospitalization-risk-in-older-adults-with-ibd-associated-with-severe-polypharmacy/

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