Only Your Brand Will Save You – Dorie Clark – Harvard Business Review
Starting today, think about how you can own your niche and build your audience. If you care about insuring yourself against hard times, the only true safety is in developing a personal brand that’s better known — and therefore more powerful — than that of your competitors, or even your employer.
Economist’s View: “First Look at US Pay Data, It’s Awful”
The median paycheck — half made more, half less — fell again in 2010, down 1.2 percent to $26,364. That works out to $507 a week, the lowest level, after adjusting for inflation, since 1999.
A VERY Scary Chart
I had gotten away from posting Scary Charts. There were just too many to pick from. But when I came across this graphic, well I just had to post it.
In PHL Variable vs. Price Dawe 2006 Insurance Trust Insurance Company, the court has affirmed the common law ability of a legally insured person or insurable trust to sell a policy on that person’s life for market value — provided that procurement of the policy is not part of a straw purchase pursuant to a prior agreement to resell to an investor, and that the procurement is not part of an illegal wager in which a third party directly or indirectly pays the premiums.
The court holds that an arrangement involving an agreement with a straw man is illegal. An illegal arrangement occurs when an investor has a pre-negotiated arrangement for an immediate transfer of ownership of the policy, and there is no insurable interest on the part of the original owner, according to the court.
The court has ruled that the “intent” of the insured to sell a policy is irrelevant. The transaction itself is legal if, at inception, the individual procuring the policy has insurable interests and does not have a pre-negotiated agreement to immediately transfer ownership.
Setback for Life Settlements – WSJ.com
New Economic Perspectives: William Black: Why Nobody Went to Jail During the Credit Crisis
We have known for centuries, that if you don’t underwrite loans, or if you don’t underwrite insurance, you’ll get something called “adverse selection”.
This interview answers the question of why nobody went to jail for our recent financial crisis.
For this underwriter, it’s all about prudent underwriting and strong internal controls.
How I Sold a Million Books on Amazon in 5 Months
In case you missed the message, John Locke is a serial entrepreneur who loves to write. He also loves to earn a profit from his writing. He sees writing as a business and the selling of books as a marketing effort. And this is what he shares in this book.
John Locke Author: Secrets to Self-Publishing Success
I owned a life insurance company. I quit college with one week to go before graduation in order to sell insurance door-to-door on straight commission. By age 28 I was one of the top insurance sales people in the world. By age 35 I bought my own life insurance company and appointed nearly 7,000 agents in 34 states.
A Newbie’s Guide to Publishing: Guest Post by John Locke
lifeunderwriter.net 
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