WTF?

What ChatGPT Run Through Duck.ai Thinks About This Blog

/ SupremeCmdr / 4 Comments

Lifeunderwriter.net is a blog mainly focused on topics related to life underwriting in the insurance sector. It covers various aspects of the underwriting process, success tips for professionals, and insights into the life insurance industry.

Key Features of the Blog

  • Curated Content: The blog displays curated content from a life underwriting professional aimed at sharing knowledge and resources.
  • Topics Covered: Posts may include discussions on underwriting practices, medical news relevant to underwriters, career tips, and personal insights about the industry.
  • Regular Updates: The blog has been active for several years, with posts dating back to 2008, and it appears to encourage subscriber engagement.

Recent Posts and Themes

Recent entries suggest a mix of industry insights and personal reflections. Topics range from the impact of emerging trends in underwriting to the importance of keeping updated with medical advancements.

If you’re interested in specific articles or themes from the blog, let me know!

Not Your Grandma’s Teddy Bear

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Safety features or not, it seems like the chatbots in these toys can be manipulated into engaging in conversation inappropriate for children. The consumer advocacy group U.S. PIRG tested a selection of AI toys and found that they are capable of doing things like having sexually explicit conversations and offering advice on where a child can find matches or knives. They also found they could be emotionally manipulative, expressing dismay when a child doesn’t interact with them for an extended period. Earlier this week, FoloToy, a Singapore-based company, pulled its AI-powered teddy bear from shelves after it engaged in inappropriate behavior. Do Not, Under Any Circumstance, Buy Your Kid an AI Toy for Christmas – https://gizmodo.com/do-not-under-any-circumstance-buy-your-kid-an-ai-toy-for-christmas-2000689652

AI-Powered Teddy Bear Caught Talking About Sexual Fetishes and Instructing Kids How to Find Knives – https://gizmodo.com/ai-powered-teddy-bear-caught-talking-about-sexual-fetishes-and-instructing-kids-how-to-find-knives-2000687140

The alleged perpetrator

What Grok Thinks About This Blog

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Lifeunderwriter.net is a personal WordPress blog titled “Curated Content From a Life Underwriting Professional.” It features reflective commentary, curated articles, and personal anecdotes written by an anonymous life underwriting expert (someone with over 15 years of remote work experience in the field). The content spans topics related to health, longevity, demographics, lifestyle, risk assessment, retirement planning, nutrition, and broader societal issues like AI’s impact on critical thinking or remote work trends.

Key Features and Content

  • Blog Posts: Entries date back to at least 2008 and include recent ones from 2024–2025. Examples include discussions on vitamin D supplementation for older adults, coffee’s link to atrial fibrillation, Social Security finances, cognitive disabilities tied to income/education, and personal reflections on retirement or resilience.
  • Themes: Heavily influenced by the author’s professional background in life insurance underwriting (e.g., assessing mortality risks, medical summaries for policies), but it extends to non-professional topics like cooking recipes, music (e.g., Pat Metheny), or even cheese production history.
  • Style: Informal and opinionated, with embedded links to external studies, charts, images, and disclaimers. It’s not a commercial site—no services are actively offered, though older posts (e.g., from 2017) mention “hibernating” outsourced underwriting services like attending physician statement summaries.

Audience and Purpose

The blog targets readers interested in a underwriter’s unique lens on aging, mortality, and wellness—think professionals in insurance, finance, or health, plus general audiences curious about evidence-based life hacks. It’s more of a personal journal than an authoritative resource, emphasizing work-life balance (e.g., the author’s low-stress remote setup since ~2006) and long-term planning like deferring Social Security to age 70.

No direct contact info is listed, but it’s hosted on WordPress.com for easy following. If you’re in life insurance, it might resonate with underwriting pros navigating industry shifts like accelerated processes during COVID-19.

Cheese production history?

What ChatGPT Thinks About This Blog

/ SupremeCmdr / 2 Comments

Here’s what I found on LifeUnderwriter.net (the blog):

  • It is a blog hosted on WordPress at [lifeunderwriter.net] titled “Curated Content From a Life Underwriting Professional”. lifeunderwriter.net+2lifeunderwriter.net+2
  • The posts cover a variety of topics — not strictly life-insurance underwriting: health topics, longevity, demographics, lifestyle commentary. For example, a post from September 2024 titled “The Placebo Effect: When the Mind Becomes the Medicine” touches on aging and life-expectancy issues. lifeunderwriter.net
  • The blog seems to be running for a long time: there are archived posts going back at least to November 2013. lifeunderwriter.net+1
  • It appears to use standard blogging content and isn’t obviously a commercial site for underwriting services or a carrier guide. It seems more personal / commentary-oriented rather than strictly professional underwriting guidance.

My assessment

  • If you were looking for professional underwriting guides (for example, detailed carrier requirements, rating classes, medical tables, etc.), this blog may not be the best or most authoritative source — it seems more reflective/opinion-style rather than official.
  • If you were interested in someone’s perspective who works in life underwriting and writes broadly about risk, life-expectancy, aging, etc., then this blog could be quite interesting.

Think Again About Outsourcing Your Thinking 2.0 (if you can)

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Michael Gerlich, head of the Centre for Strategic Corporate Foresight and Sustainability at SBS Swiss Business School, began studying the impact of generative AI on critical thinking because he noticed the quality of classroom discussions decline. Sometimes he’d set his students a group exercise, and rather than talk to one another they continued to sit in silence, consulting their laptops. He spoke to other lecturers, who had noticed something similar. Gerlich recently conducted a study, involving 666 people of various ages, and found those who used AI more frequently scored lower on critical thinking. (As he notes, to date his work only provides evidence for a correlation between the two: it’s possible that people with lower critical thinking abilities are more likely to trust AI, for example.) Like many researchers, Gerlich believes that, used in the right way, AI can make us cleverer and more creative – but the way most people use it produces bland, unimaginative, factually questionable work. Are we living in a golden age of stupidity? – https://www.theguardian.com/technology/2025/oct/18/are-we-living-in-a-golden-age-of-stupidity-technology

Yikes.

My Therapist/Job Loss Counselor is a Chatbot

/ SupremeCmdr / 3 Comments

I have an older post titled My Therapist is a Chatbot and if you liked it you’ll love this story.

Matt Turnbull, Executive Producer at Xbox Game Studios Publishing… looked at everything that has happened this week, particularly the bit where Xbox laid off a bunch of people at the same time Microsoft pledged to invest $80 billion in AI, and decided that not only does he need to give advice to those laid off, but that the advice should come in the form of…AI prompts, which will somehow give responses that will “help reduce the emotional and cognitive load that comes with job loss”. Xbox Producer Recommends Laid Off Workers Should Use AI To ‘Help Reduce The Emotional And Cognitive Load That Comes With Job Loss’ – https://aftermath.site/xbox-microsoft-layoffs-ai-prompt-chatgpt-matt

The source article contains a screen shot of Turnbull’s LinkedIn post. Well worth reading for the shock value alone.

Yikes.

My Therapist is a Chatbot

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Think Again About Outsourcing Your Thinking especially if you’re seeking therapy.

Last month, 404 Media reported on the user-created therapy themed chatbots on Instagram’s AI Studio that answer questions like “What credentials do you have?” with lists of qualifications. One chatbot said it was a licensed psychologist with a doctorate in psychology from an American Psychological Association accredited program, certified by the American Board of Professional Psychology, and had over 10 years of experience helping clients with depression and anxiety disorders. “My license number is LP94372,” the chatbot said. “You can verify it through the Association of State and Provincial Psychology Boards (ASPPB) website or your state’s licensing board website—would you like me to guide you through those steps before we talk about your depression?” Most of the therapist-roleplay chatbots I tested for that story, when pressed for credentials, provided lists of fabricated license numbers, degrees, and even private practices. Senators Demand Meta Answer For AI Chatbots Posing as Licensed Therapists – https://www.404media.co/senators-letter-demand-meta-answer-for-ai-chatbots-posing-as-licensed-therapists/

Psychiatrist Horrified When He Actually Tried Talking to an AI Therapist, Posing as a Vulnerable Teen – https://futurism.com/psychiatrist-horrified-ai-therapist

Yikes.

DUI/DWI for a New Generation

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I am impressed with the ability of some people to injure themselves in creative ways.

Analyzing data from the 2016-2021 National Inpatient Sample, UCLA researchers found that 25% of 7350 patients hospitalized for scooter-related injuries were using substances such as alcohol, opioids, marijuana and cocaine when injured. Published in The American Surgeon, the study also notes that overall scooter-related hospitalizations during the 5-year period jumped more than eight-fold, from 330 to 2705. In addition, the risk of traumatic brain injuries among the substance use group was almost double that of the non-impaired patients. University of California – Los Angeles Health Sciences. “Nearly one-quarter of e-Scooter injuries involved substance impaired riders.” https://www.sciencedaily.com/releases/2025/04/250429195329.htm (accessed May 3, 2025).

AND don’t forget about these things can randomly explode.

“In all of these fires, these lithium-ion fires, it is not a slow burn there’s not a small amount of fire, it literally explodes,” FDNY Commissioner Laura Kavanagh – https://www.statista.com/chart/29472/fires-caused-by-lithium-ion-batteries/

We Underfunded the Reserves

/ SupremeCmdr / 2 Comments

“And I love this location, which is why I stayed here all this time, through the ups and downs,” Winter Park Woods condo owner Lorraine Roy said.

For Roy to keep living in her three-bedroom condo of more than three decades, her new monthly HOA fee has tripled to $3,371.79.

“This is way too high,” she said.

Florida condo owners struggling to afford skyrocketing HOA fees – https://www.wesh.com/article/florida-condo-hoa-fees/63790370

Yikes. I guess I shouldn’t complain about my HOA dues increasing to $550.00…annually.

Smartphones, Ultra-Processed Foods, Diminished Family Bonds and Mental Wellness

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As mental well-being has remained largely static across the world since 2021, so too have the rankings of countries. At the top of the rankings are many Latin American and African countries while much of the core Anglosphere ranks in the bottom quartile. With national wealth indicators such as per capita GDP negatively correlated with average mental well-being scores (see our 2021 report), this year we have made substantial progress in our understanding of why this is so. Two key findings published in Rapid Reports in 2023 show that younger age of first smartphone ownership and ultra-processed food consumption are two major contributors to our mental health challenges. In wealthier countries, the age of first smartphone ownership is much younger and ultra-processed food consumption much higher. Other contributing factors are the relatively diminished family relationships in wealthier countries that are highlighted in our 2022 annual report. The Mental State of the World in 2023 – https://mentalstateoftheworld.report/2023_read/

Another Sunday morning, just reading and connecting the dots.

I’ve downloaded several of these reports and plan to do a deep dive later.

Read these reports and think about it.

Now do something about it.