Senior Life Insurance Underwriter – Job Positions Available – Elite Sales Processing INC

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Senior Life Insurance Underwriter

 Elite Sales Processing, Inc. (ESP) a highly recognized National Insurance Services TPA provider located in Omaha, Nebraska has an immediate need for Full Time Senior Life Insurance Underwriters. Home Office or Remote positions are available.

These positions are available immediately.

 Requirements:

  •  10 years senior life insurance underwriting experience.
  • Current approval limits $2,000,000 plus and up to Table 16
  • Brokerage – Sub-Standard Experience required.
  • Financial underwriting experience.
  • Strong Human relations and communication skills.
  • FLMI or FALU preferred but not required.
  • Ability to work quickly and efficiently with an automated work flow system.
  • Strong knowledge of MIB, Privacy laws and Insurance Compliance regulations.

Please send resume to Tom Gracey, Chairman/Chief Underwriting Officer, tgracey@espsvcs.com and/or call direct @ 888-545-5490.

Increases in Liver Injury Related to Herbal and Dietary Supplements — Physician’s First Watch

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Researchers analyzed registry data from some 800 patients with liver injury either from medications excluding acetaminophen or herbal and dietary supplements. In the first 2 years of the registry, 7% of cases were due to herbal and dietary supplements, a proportion that increased to 20% a decade later. Hepatotoxicity from non-bodybuilding-related supplements required liver transplantation more often than injury from conventional drugs 13% vs. 3%; there were no cases of liver transplantation associated with bodybuilding supplements.

via Increases in Liver Injury Related to Herbal and Dietary Supplements — Physician’s First Watch.

Melanoma Risk Appears Doubled in Airline Pilots, Cabin Crew — Physician’s First Watch

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Melanoma Risk Appears Doubled in Airline Pilots, Cabin Crew — Physician’s First Watch.

Researchers analyzed data from 19 trials comprising over 250,000 participants. They found that pilots and cabin crew workers had roughly twice the risk for melanoma as the general population — a finding that held true for both men and women. Pilots and cabin crew members also had a 42% increased risk for melanoma mortality. – See more at: http://www.jwatch.org//fw109248/2014/09/04/melanoma-risk-appears-doubled-airline-pilots-cabin-crew#sthash.q9tTZsuy.dpuf

In Bariatric Surgery, Sleeve Gastrectomy Now More Common than Bypass — Physician’s First Watch

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In Bariatric Surgery, Sleeve Gastrectomy Now More Common than Bypass — Physician’s First Watch.

The authors examined data on some 44,000 patients undergoing surgery in a 39-hospital Michigan collaborative. From 2008 to 2013, the prevalence of sleeve gastrectomy rose from about 6% to 67% of bariatric procedures. The Roux-en-Y approach dropped from 58% to 27%; adjustable banding fell from 35% to 5%. – See more at: http://www.jwatch.org//fw109242/2014/09/03/bariatric-surgery-sleeve-gastrectomy-now-more-common#sthash.4m9BIpud.dpuf

US Income and Wealth Inequality Facts – FT Alphaville and naked capitalism

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Public opinion surveys consistently show pessimistic views of the economy for the broad mass of people. Growing numbers believe the Great Recession led to a permanent change in the economy, which is probably something less than true – with few exceptions, these wage and income trends have been consistent since the late 1970s. But the other questions in this Rutgers poll appear right on the mark. Almost eight in ten Americans knew somebody laid off between 2008-2012. For leading indicators like low unemployment, affordable higher education, and job and retirement security, the majority of Americans think they will never see positive progress for many years. Just 16 percent of respondents thought job and career opportunities would be better for the next generation, a figure nearly four times lower than from 1999.And we can chalk this up to the wisdom of crowds, because the public happens to be right. It is harder to get a job out of college. It is harder to avoid the trap of underemployment. It is harder to prosper in the career you want. It is harder to save amid stagnant wages. It is harder to grow as an economy when the gains flow to the top. It is harder to secure enough reserves for a dignified retirement.

via Fed Survey of Consumer Finances Shows Americans Understand Their Lousy Economic Condition | naked capitalism.

Facts are facts and these are the facts.

The charts are ugly.  But they tell us what we already know.

US income and wealth inequality facts of the day | FT Alphaville.

The Federal Reserve has just released its Survey of Consumer Finances for the year 2013.

These surveys occur every three years, so this is the first comprehensive update we have gotten about the distribution of income and wealth in the US since the economy hit bottom four years ago.

The most striking finding is that the median American family earned 5 per cent less in 2013 than in 2010 after inflation even though the average American family took home 4 per cent more.

AIG Suing Partner in ‘Life Settlement’ Investments – WSJ

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AIG Suing Partner in ‘Life Settlement’ Investments – WSJ.

The life-settlements market suffered during the 2008 financial crisis when lending dried up for hedge funds. While many other investment markets have since recovered, the life-settlements market has remained depressed as life expectancies used by investors to gauge potential returns have repeatedly proved wrong; many people who sold their policies are living longer than investors anticipated.