MIB – Life Index First Quarter 2014 off -5.4%

MIB Group – Risk Analytics – Life Index – Archives.

U.S. application activity for individually underwritten life insurance was off -4.4% in March, year-over-year, all ages combined according to the MIB Life Index. Declining activity across the first three months of the year foreshadowed 2014’s first quarter losses, off -5.4% as compared to Q1 2013. The MIB Life Index has marked declining life insurance application activity for the past twelve consecutive months.

Students’ Top Goals Are Work-Life Balance, Security – Talent Management magazine

Students’ Tops Goals Are Work-Life Balance, Security – Talent Management magazine.

Work-Life balance.  One of the questions I’ve posed to my own kids over the years has been:

Do you live to work or work to live?

Being honest and true to yourself when answering this question will enable you to have a quantum leap towards the life you want to live.

Blog Shift – From Life Underwriting Expert to Professional Writer (gasp)

As I typed the title I heard a collective gasp from the Force.  You can’t be serious?  Professional writer?  Do you know how hard it will be to make a living?

Yes, as a matter of fact I do.

I have this to say to my legions of followers:  do not panic.  Here are the service offering changes to expect this year:

  • I will continue to offer my consulting services on a limited basis to select clients.
  • Life underwriting expert witness litigation support services will continue to be provided.
  • Technical underwriting services are fully committed at this time.
  • Professional corporate writing services for life insurance companies and their respective distribution channels.

There are a lot of very smart people in business today; there are not a lot of good writers. Couple this with the fact that companies need to produce more words, via a greater number of channels, than ever before, and you quickly come to realize that the corporate landscape is rife with opportunity for those who know how to communicate, you know, good.  I.J. Schecter

Here is what to expect from this blog:

  • More natural writing posts.  As I transition to more writing for hire I need to write more.  This blog will the primary landing area for my brain droppings.
  • Less links to what I consider to be essential reading for professional life underwriters.  The links to relevant articles will continue, just not in the frequency and quantity of the past five years.
  • More painfully blatant examples of shameless self-promotion.  Got to eat.  And yes, I still have a mortgage, one child in medical school, one child still an undergraduate, three cars and and a nasty writing habit to support.

I look forward to helping you succeed in your business.

Thanks for reading and your continued support.

Trapped in a Cycle of Internships With Little Pay and No Job Offers – NYTimes.com

While the idea of slaving away in two, three or four quasi jobs without a clear path for advancement may seem unimaginable to an older generation, those in their 20s seem to respond to their jobless fate with a collective shrug. To them, internships are the new normal. “For some people, being an accountant, taking a safe route, is perfectly fine, but that’s not where my values lie,” Ms. Thomas said.

via Millennials Feel Trapped in a Cycle of Internships With Little Pay and No Job Offers – NYTimes.com.

Passion is overrated.  The real question is how long are you willing to chase your dream before you understand all you are doing is letting other people totally screw you over?