How to Turn Your Home Into a Pension

How to Turn Your Home Into a Pension – The Best Life (usnews.com).

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Why So Many Ph.D.s Are On Food Stamps : NPR

Tony Yang received his Ph.D. in history from the University of California, Riverside in 2009. Since then, he’s worked on and off as a history lecturer, but has had to depend on unemployment and food stamps to get by.

In his best year since getting his Ph.D., Yang says he made about $32,000; in his worst, about $10,000. He says there’s a perception that if you have a doctorate, you automatically walk into a high-paying job.

“I have the prestige of holding a Ph.D., but that [isn’t] paying the bills,” he says.

via Why So Many Ph.D.s Are On Food Stamps : NPR.

Scary Charts of the Day – 2/2/10

The Next Leg Of The Housing Crisis In Five Simple Charts | zero hedge

You may wonder why I continue to post charts on the economy in a life underwriting blog and website.  Here’s why.

People under financial strain will sometimes resort to extraordinary measures.  In this economy, pay extra attention to your financial underwriting.

Financial underwriting matters more now than it ever has in a very long time.