Lifelong Learning
How The US Government Influences What You Eat
10 Questions to Challenge Your Medical News Savvy – Medpage Today 09.10.17
10 Questions to Challenge Your Medical News Savvy Medpage Today Weekly News Quiz: August 25-31
Source: 10 Questions to Challenge Your Medical News Savvy | Medpage Today
I intend to post a link to this quiz weekly for life underwriters who are serious about improving their knowledge base.
I scored 70%.
Should have been 80% but I clicked the wrong button. I knew the answer but answered the question incorrectly. I had the same problem in college!
My Aging Parents’ Shocking Health Improvements Through Food
My parents (both in their 80’s) moved in and began a whole food, plant-based diet. The outcome? It’s never too late overcome serious health issues!
Source: My Aging Parents’ Shocking Health Improvements Through Food
Where Millennials Are More Likely to Live With Mom and Dad
For the first time in modern history, the most common living arrangement for young adults is living in their parents’ homes. But where is the practice most common?
Source: Where Millennials Are More Likely to Live With Mom and Dad
Hanging On: A Pressured Middle Class In Economic Recovery : NPR
In a new weekly segment, we’ll examine the increasing pressure on the middle class and how that’s driving political discourse. Rachel Martin begins by interviewing The Atlantic’s Derek Thompson.
Source: Hanging On: A Pressured Middle Class In Economic Recovery : NPR
Tweet of the Week: What’s Your Diagnosis? – Medpage Today
Do you know what skin cancer really looks like? … Are you sure?
Source: Tweet of the Week: What’s Your Diagnosis? | Medpage Today
Pets Are Good For Humans’ Health – NPR
Eric O’Grey was 51, obese and suffering from diabetes and high cholesterol when he took home an overweight shelter dog. Now the duo are headlining a campaign on how pets improve humans’ lives.
Source: Eric And Peety Make The Case That Pets Are Good For Humans’ Health : Shots – Health News : NPR
The video located in the website link above is a must see. Wonderful story!
“This Is A Ridiculous Joke” – An Abandoned, Rotting Vancouver House Is Listed For $7.2 Million – Zero Hedge
Welcome to peak insanity.
You might ask what does this have to do with underwriting? Great question. Here’s your answer:
Back during the savings and loan crisis in the US (yes, I’m old) I remember seeing lots of lender initiated life insurance applications to cover mortgage debt. The applications were made years after the loans were on the books. One app sticks in my mind. Like any good underwriter I asked for and received a financial statement. The valuation of the real estate seemed high to me. I told the underwriter to decline the case based on inadequate finances. I was questioned on my decision.
One of the properties (there were multiple properties listed on the balance sheet) was in the same city the underwriter lived in. I said go drive by the house and you tell me if you think it’s worth $800,000 based upon appearance and location. The next day he walked into my office.
“It’s an empty lot.”
Hey, at least there are buildings on this $7.2 million property in Vancouver!
lifeunderwriter.net 
You must be logged in to post a comment.