Entrepreneurs Get Better with Age – HBR

Entrepreneurs Get Better with Age – Whitney Johnson – Harvard Business Review.

Independent Work May Be Inevitable – Whitney Johnson – Harvard Business Review.

Just as larger businesses provide economic stability to society in the form of higher pay, better medical care, and retirement, experienced workers provide intellectual and emotional ballast in the workplace including innovation expertise. Think about it — disruptive innovation is about playing where no one wants to play (low-end), or has thought of playing (new market).

Disruptive innovation.  The more I think about this term the more I begin to realize it is time to change once again.  As a life underwriting expert witness I’ve played in an area where few underwriters get to play.  As I look back on the recent past expert witness work was never the main focus.  The more I think about this the more I come to realize it is time to refocus.

So where do you want to play?

Walk or Run? Think Distance, Not Speed

Researchers evaluated 33,060 runners in the National Runners’ Health Study and 15,045 walkers in the National Walkers’ Health Study. Dr. Thompson said there will be more results coming from the data. The study found:

  • Running reduced the risk for first-time hypertension 4.2%, and walking reduced it by 7.2%.
  • Running cut the risk for first-time high cholesterol 4.3%, and walking reduced it by 7.0%.
  • Running cut the risk for first-time diabetes 12.1%, and walking decreased it by 12.3%.
  • Running reduced coronary heart disease 4.5% compared with 9.3% for walking.

via Walk or run? Think distance, not speed, for health benefits – amednews.com.

GREAT NEWS for this aging tortoise who no longer runs 10-k’s due to bilateral knee osteoarthritis.

Teaching Prediabetes an Uphill Battle

The study shows that in 2010, one in three adults age 20 and older (an estimated 79 million people) had prediabetes. In that condition, a person’s blood sugar level is higher than normal but is not high enough for a diabetes diagnosis, the CDC said.

Of those adults with prediabetes, only 11% were aware that they had the condition. Although that figure marks a slight improvement from 2005-06, when 7% of people reported knowing they had prediabetes, awareness of the condition is too low, researchers said.

People with prediabetes are more likely to develop type 2 diabetes than those without the condition, according to the American Diabetes Assn. If action is taken early, however, risk of type 2 diabetes can be significantly reduced by losing weight and exercising moderately, the ADA said.

via Teaching adults about prediabetes an uphill battle – amednews.com.

Eat less. Move more. Good luck.

As Telecommuting Debate Rages, Aetna Sticks by Big At-Home Workforce – Insurance & Technology

In 2012, 63 percent of companies allowed employees to work some hours from home compared with 34 percent in 2005, according to the National Study of Employers, which was produced by the Society for Human Resource Management and the Families and Work Institute.

A 2010 survey by SHRM, the human resources industry’s largest trade group, said that providing flexible work arrangements such as telecommuting, part-time work and phased-in retirement was the best way to attract and retain the best workers. And 20 percent of companies allow workers to work full-time from home.

Of health insurer Aetna’s 35,000 employees, 14,500 do not have a desk at Aetna, a move that the company’s top executives, CEO Mark Bertolini and national business chief Joseph Zubretsky, have said helps cut costs in real estate.

via As Telecommuting Debate Rages, Aetna Sticks by Big At-Home Workforce – Insurance & Technology.

HT – Hank George

Diet’s Role in Lowering Risk of Repeat Heart Attacks – WSJ.com

People with the healthiest diets—those with the highest intakes of fruit, vegetables, whole grains, nuts, and a higher intake of fish relative to meat poultry and eggs—were 35% less likely to die from a repeat heart attack or stroke during the length of the study, compared with those with the least healthy diets, according to the five-year study of 32,000 people in 40 countries.

They also were 28% less likely to develop congestive heart failure, 14% less likely to have an additional heart attack and 19% less likely to have a stroke.

via Diet’s Role in Lowering Risk of Repeat Heart Attacks – WSJ.com.

When the Patient Is ‘Noncompliant’ – NYTimes.com

Despite efforts to change the term to the slightly more accurate “nonadherent,” the word “noncompliant” remains firmly entrenched in the medical lexicon. No matter what it’s called, however, it’s an enormous problem. Experts estimate that some 50 percent of patients do not take their medicines as prescribed or follow doctors’ recommendations.

via When the Patient Is ‘Noncompliant’ – NYTimes.com.

Underwriting and mortality issue?  I think so.