Real estate

Stuck in Oklahoma

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Cost of living continues to be one of the most powerful forces shaping where Americans choose to move. In 2025, the relationship between affordability and migration was especially clear: states that offered lower everyday expenses consistently attracted more new residents on a per-capita basis. Oklahoma, Mississippi, and West Virginia rank as the three least expensive states to live in, and all three landed within the top 15 states for net migration per 10,000 residents. Their performance reinforces the idea that when housing, utilities, and daily necessities remain accessible, people are far more willing to relocate. The 2026 HireAHelper Moving Migration Report – https://www.hireahelper.com/moving-statistics/migration-report/2026/

Best Big Cities to Live in the U.S. in 2026-2027 – https://realestate.usnews.com/places/rankings/best-large-cities

Midwest City Known as ‘Niceville USA’ Leads the Nation in Homebuilding and Affordability – https://www.realtor.com/news/trends/homebuilding-affordability-des-moines-iowa-2026-report-card/

I’m stuck here.

A Brief History of Tiny Houses

/ SupremeCmdr / 2 Comments

​Beyond their versatility, tiny homes typically have multifunctional furniture, including fold-down tables, convertible sofas, and Murphy beds. Because of the small space, tiny homes are commonly built vertically, with sleeping areas accessible by built-in ladders or stairs.

How Tiny Homes Became Big Business—Evolving From DIY Off-Grid Shacks to the Design Darling of Social Media – https://www.realtor.com/news/unique-homes/tiny-home-history-evolution-social-media-off-grid-shack/

The verticality is definitely not senior friendly. Where’s the bathroom? But despite the obvious disadvantages for a person of my vintage, serious downsizing remains highly attractive. All I’m trying to do is make our retirement income last as long as we last. Hon, what do you think?

Rejected. Again.

Previous tiny posts here:

https://lifeunderwriter.net/tag/tiny-houses

But Hon, I found one I like…

https://incredibletinyhomes.com/models/black-ace/

We Underfunded the Reserves

/ SupremeCmdr / 2 Comments

“And I love this location, which is why I stayed here all this time, through the ups and downs,” Winter Park Woods condo owner Lorraine Roy said.

For Roy to keep living in her three-bedroom condo of more than three decades, her new monthly HOA fee has tripled to $3,371.79.

“This is way too high,” she said.

Florida condo owners struggling to afford skyrocketing HOA fees – https://www.wesh.com/article/florida-condo-hoa-fees/63790370

Yikes. I guess I shouldn’t complain about my HOA dues increasing to $550.00…annually.

Scary Charts 12.01.24

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Office CMBS Delinquency Rate Spikes to 10.4%, Just Below Worst of Financial Crisis Meltdown. Fastest 2-Year Spike Ever – https://wolfstreet.com/2024/11/30/office-cmbs-delinquency-rate-spikes-to-10-4-just-below-worst-of-financial-crisis-cre-meltdown-fastest-2-year-spike-ever/

Yikes.

The world’s worst countries for binge-drinking – https://www.statista.com/chart/5357/the-worlds-worst-countries-for-binge-drinking/

Yikes.

Which Lifestyle Changes Can Make You Live Longer? – https://www.statista.com/chart/31766/reduction-in-the-risk-of-premature-death-after-age-40-when-sticking-to-the-lifestyle-factors/

Yikes.

The Worst U.S. States For Binge Drinking – https://www.statista.com/chart/12345/the-worst-us-states-for-binge-drinking/

Yikes. But a great day for Scary Charts!

Scary Charts 05.16.24

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After the collapse of a Surfside Building on June 24, 2021 that killed 98 people, the state passed a structural safety law that is now biting owners. Not only are insurance rates soaring, but owners are hit with huge special assessments topping $100,000. Florida Condo Owners Dump Units Over Six-Figure Special Assessments — https://mishtalk.com/economics/florida-condo-owners-dump-units-over-six-figure-special-assessments/

Ouch.