Read a Book a Week – Change Your Brain Structure

Reading Practice Can Strengthen Brain ‘Highways’ : NPR

Intensive reading programs can produce measurable changes in the structure of a child’s brain, according to a study in the journal Neuron. The study found that several different programs improved the integrity of fibers that carry information from one part of the brain to another.

How to Be Happy

How Adults Achieve Happiness – BusinessWeek

Our findings were in many cases unexpected but clear-cut. There is an incredibly high correlation between people’s happiness and meaning at work and at home. In other words, those who experience happiness and meaning at work tend also to experience them outside of work. Those who are miserable on the job are usually miserable at home.

The implication is unmistakable. Since work and home are very different environments, our experience of happiness and meaning in life appears to have more to do with who we are than where we are. Rather than blaming our jobs, our managers, and our customers—or our friends, family members, and communities—for our negative worklife experience, we might be better served by looking in the mirror.

Debating the Wrong Debate – Outsourced Underwriting Will Become the New Normal

These Jobs May Not Come Back – BusinessWeek

I’ve maintained for several years that many of the jobs being eliminated are just not coming back.  We are way past the debate of whether or not outsourced underwriting is a good or bad business practice.  Outsourced underwriting will be the new normal.

Read this Business Week article.  Send me your comments.

Watch Your Diabetic Medications

Risk of cardiovascular disease and all cause mortality among patients with type 2 diabetes prescribed oral antidiabetes drugs: retrospective cohort study using UK general practice research database — Tzoulaki et al. 339: b4731 — BMJ

Conclusions Our findings suggest a relatively unfavourable risk profile of sulphonylureas compared with metformin for all outcomes examined. Pioglitazone was associated with reduced all cause mortality compared with metformin. Pioglitazone also had a favourable risk profile compared with rosiglitazone; although this requires replication in other studies, it may have implications for prescribing within this class of drugs.

LIMRA 3Q US Individual Life Insurance Sales – Not Good

Individual Life Insurance Sales—the Good and Bad News

Declines in other products resulted in total individual life insurance sales falling 11% in the third quarter of 2009, according to the LIMRA report.  Overall, because of steeper decreases in Q1and Q2, total individual annualized premium sales are down 19% YTD.  Universal life (UL) sales were down 14% in the Q3, compared with drops of about 30% in Q1and Q2.In the first nine months of 2009, UL declined 24%, according to LIMRA.

Until these numbers start improving, the job market for underwriters is going to remain flat.

Or worse.