WTF

Scary Charts – 09.25.26

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De La Paz has $96 deducted from her paycheck every month for her employee lodging, which covers her bed in a dorm room she shares with up to two roommates, as well as Wi-Fi and utilities. Dorm living comes with a communal bathroom, laundry facilities, common areas and social events.

Source: She pays $96 a month to live in Yellowstone National Park: ‘Being here has changed my life’ – https://www.cnbc.com/2026/09/19/living-in-yellowstone-for-96-dollars-a-month.html

I was thinking about how to stretch our finances in retirement.

This creative young woman sews for a living.

My extremely significant other has a sewing machine…

Scary Charts – 09.24.26

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It’s as simple as this: as long-term interest rates continue moving higher, virtually every important piece of financial math gets worse, all at the same time.

The discount rate used to value stocks rises, which makes future earnings worth less today. Mortgages get more expensive. Corporate borrowing gets more expensive. Private equity deals and private credit…much of which is already FUBAR but not showing it yet…become harder to finance. Leveraged companies have to refinance debt at higher rates. Consumers pay more to borrow and the federal government pays more to service its enormous pile of debt.

Source: https://quoththeraven.substack.com/p/bonds-are-about-to-crash-the-stock?utm_campaign=post-expanded-share&utm_medium=web

Yikes.

Scary Pictures – 09.12.26

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Source:

The consumer price index rose 3.4% last month compared with a year ago, the Labor Department said Friday, the same as in July. But on a monthly basis, inflation quickened, as costs jumped 0.4% from July to August, up from an increase of just 0.1% the previous month. U.S. inflation accelerated last month as gas prices spiked, squeezing Americans’ finances – https://www.pbs.org/newshour/economy/u-s-inflation-accelerated-last-month-as-gas-prices-spiked-squeezing-americans-finances

Yikes.

Data Centers Can (are) Ruining People’s Lives

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As construction began, Newsom says he spoke with Amazon and Clark Construction representatives, who knocked on his door and, as they put up the fencing around the construction site, told him that if he ever had issues to come to them as they’d “make it right.”

“Then I started having problems, lots of problems,” he says. Innumerable dump trucks came down the road and sent dust through the air day after day. Flashing blue lights from security cameras poured into his bedroom all night. The roads became covered in mud. And eventually, that mud made its way into Newsom’s well, he claims.

“A lot of people in this county have what’s called a bored well, which is a shallow surface water well. So when they’re moving this amount of dirt and earth, digging and vibrations—all those microvibrations over time will work that sediment into the water stream, into that well, and flow straight into my water,” he explains.

He adds that a hydrologist he brought in agreed that the work was disturbing the water table. But when he tried to get in touch with the Amazon superintendent who promised to help address issues, he was met with silence.

A Virginia Homeowner Is Suing Amazon Over a Data Center Being Built by His Home—That He Says Is Already Making Life Unbearable https://www.realtor.com/news/trends/virginia-homeowner-suing-amazon-over-data-center-unbearable/

YIKES. And now a word or two from the great 20th century philosopher Willie:

Amen.

Too Tired to Read Your Kid a Bedtime Story?

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Meta is testing an app that uses AI to automate bedtime stories for children. The future is here, folks — and boy, is it depressing.

The app, first caught by 9to5Mac, is called “StoryKit.” (It’s not yet available in the US; Meta confirmed to TechCrunch that it’s currently testing StoryKit in pilot countries.) Per a webpage for the app, parents pick a character either by creating one or taking a “photo of their favorite toy or person to bring them to life,” then describe a setting or world for the story to take place in. They can also ask the story to include a specific lesson or moral, which the app says will allow it to “weave in values like kindness, courage, or empathy without it feeling like a lecture.”

Meta Working on Crushingly Sad AI App That Tells Bedtime Stories to Children, for “Tired” Parents – https://futurism.com/artificial-intelligence/meta-sad-ai-app-stories-children

BULLSHIT!

Scary Charts – 06.28.26

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Americans of all ages now spend far more time on screens, crowding out time that might otherwise be spent with a book. This trend too shows a similar socioeconomic divergence: Specifically, adults with high school education or less are four times more likely to be smartphone-dependent (24%) than college graduates (6%). A Generational Collapse in Reading – https://www.demographyunplugged.com/p/a-generational-collapse-in-reading

Yikes.

The Dangers of Self-Diagnosis and AUD (Alcohol Use Disorder)

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Using naltrexone to cut back on drinking isn’t new, says Sarah Wakeman, a senior medical director for substance use disorder at Mass General Brigham. The approach dates back to the 1980s with the Sinclair method, which pairs drinking with naltrexone to blunt alcohol’s pleasurable effects. In parts of Europe, Wakeman adds, people have long used a “pill-in-the-pocket” strategy, taking the medication only when they anticipate drinking. A decades-old drug is helping people drink less alcohol—without giving it up completely – https://www.nationalgeographic.com/health/article/naltrexone-drink-less-alcohol? (Paywall article)

The Provider Individual who is not a doctor will see you after you answer the questionnaire (this is the self-diagnosis part).

Oar Health is an online service offering naltrexone subscriptions to those with alcohol use disorder (AUD). Users can fill out a brief assessment which is reviewed by a medical professional, then be given a naltrexone prescription if appropriate. After a one-time $50 fee, subscriptions cost $297 for three months of medication, which comes out to $99 monthly. It’s currently available in 42 US states. Beyond the naltrexone prescription, Oar Health offers ongoing access to the support of a medication prescriber, a health coach, a Facebook group for community support, and extras like educational articles and guided reflections.Oar Health Review: Pros & Cons, Cost, & My Experience – https://www.choosingtherapy.com/oar-health-review/

Health coaches who are “naltrexone experts”! And The Sinclair Method might not work for everyone. https://drugfree.org/article/sinclair-method/

Depending upon the online service you choose you may get naltrexone prescribed when trying to get your doctor prescribed GLP-1 filled out even when you don’t have alcohol use disorder.

Telehealth companies such as Vida Health and its rivals offer lifestyle support so people taking drugs like Wegovy and Zepbound can have the most success on the drugs. But the companies often have another job: limiting obesity drug costs for employers.

The Vida Health nurse said he was a good candidate for Zepbound but insisted he try two generic drugs first: naltrexone, a drug used to curb alcohol and opioid use, and bupropion, an antidepressant. Neither drug is approved for obstructive sleep apnea. Primary care doctors raise alarm as telehealth companies get involved in obesity drugs – https://www.npr.org/2026/06/14/nx-s1-5805984/glp1-telehealth-weight-loss-drugs

Yikes.