Upon reading the news on how pizza chains are suffering due to consumer preferences for chicken I decided to personally try to make a difference by eating pizza. Here’s last night’s order: Look at those discounts! The small cheese was free, the medium thin was a semi-permanent special always discounted, I had a $5.00 loyalty […]
When the conversation centers on finding the next “miracle ingredient,” we risk losing sight of what truly matters: filling our plates with fruits, vegetables, legumes, whole grains, and other minimally processed plant foods. Health rarely depends on a single food. Rather, it depends on the overall dietary pattern and the synergistic interaction between thousands of […]
The study estimates that 13.8% of women in Bolotana who reach 70 will survive to 100, versus approximately 3.6% of U.S. women, roughly one in seven compared with one in 28. At 70, women in Bolotana were estimated to have nearly 21 years of life remaining. Bolotana also differs from the original Sardinian blue zones […]
https://www.foodpolitics.com/2026/10/mushrooms-a-collection-of-relatively-recent-items/ Eat real food. Don’t pop those pills.
Between July 1 and Aug. 18, Eagle County Sheriff’s Office dispatch logged 290 bear calls, while Colorado Parks and Wildlife (CPW) received 81 reports — 47 involving property damage. Bear activity surging in Eagle County – https://www.vaildaily.com/news/bear-activity-surging-in-eagle-county/ There will be NO pickups in the back alley.
I don’t really understand what underwriting is, let alone accelerated underwriting. I looked it up and read a couple articles from Google, but still don’t understand it. I know it has something to do with risk. I remember when my mother was in her 80s, I had to look around for quite a while to find a policy that would still cover her. She was going to be dropped by her old one. Actually with my mother as I recall it was an annuity not life insurance. So that may be different.
Remember I come from a life insurance background, underwriting specialist at your service. Put simply the underwriting process is risk selection, deciding who qualifies for coverage and at what price. It has been my life’s work to understand the things that impact an individual’s longevity and charge premiums appropriately.
Accelerated means time to issue. Companies are shortening the time it takes to underwrite by streamlining processes and using alternative data sources instead of medical records from doctors and hospitals.
Your clear concise reply explains this concept so much better than multiple google pages. Thank you!
Is this different from an actuary?
Yes. Actuaries use complex models to set prices for large groups of people. Underwriters work supports the actuarial pricing model on a case by case basis. Bad underwriting = lower or no profits. Bad actuarial pricing means the company is really screwed.