Eating a larger proportion of protein while dieting leads to better food choices and helps avoid the loss of lean body mass, according to a new study. Rutgers University. “Higher protein intake while dieting leads to healthier eating.” ScienceDaily. http://www.sciencedaily.com/releases/2022/06/220627141426.htm (accessed June 28, 2022). Small study (n=200) and diet was self-selected. The relationship between higher […]
The primary reason for weight regain is biology. The brain defends against weight loss because of an old biological play book. If our ancestors lost weight, it was not to look good for a wedding or because of bathing suit season. Back then, weight loss was either because of illness or an interrupted food supply. […]
The best advice is the simplest: ignore diets and supplements and, instead, just aim to cut out junk like processed and fried foods. We’ve Reached Peak Wellness. Most of It Is Nonsense. – https://www.outsideonline.com/health/wellness/wellness-industry-lies-what-really-works/ Common sense advice. I recommend reading the entire article. Key Points Move your body, don’t eat crap Don’t diet Relationships matter […]
A long time ago in a galaxy far, far away I used to make Crispy Black Bean Tacos with Feta and Cabbage Slaw – Bon Appétit. Tonight was a good night to have black bean tacos so I pulled up my original post from nearly eight years ago Crispy Black Bean Tacos with Feta and […]
I was snacking on peanut butter when I read this: Recalled Food -Jif brand peanut butter Sold at stores nationwide. Many types and sizes were recalled, including creamy, crunchy, natural, and reduced fat. Lot code numbers 1274425 through 2140425. Four of five (80%) sick people reported eating different types of Jif brand peanut butter before […]
lifeunderwriter.net 
I don’t really understand what underwriting is, let alone accelerated underwriting. I looked it up and read a couple articles from Google, but still don’t understand it. I know it has something to do with risk. I remember when my mother was in her 80s, I had to look around for quite a while to find a policy that would still cover her. She was going to be dropped by her old one. Actually with my mother as I recall it was an annuity not life insurance. So that may be different.
Remember I come from a life insurance background, underwriting specialist at your service. Put simply the underwriting process is risk selection, deciding who qualifies for coverage and at what price. It has been my life’s work to understand the things that impact an individual’s longevity and charge premiums appropriately.
Accelerated means time to issue. Companies are shortening the time it takes to underwrite by streamlining processes and using alternative data sources instead of medical records from doctors and hospitals.
Your clear concise reply explains this concept so much better than multiple google pages. Thank you!
Is this different from an actuary?
Yes. Actuaries use complex models to set prices for large groups of people. Underwriters work supports the actuarial pricing model on a case by case basis. Bad underwriting = lower or no profits. Bad actuarial pricing means the company is really screwed.