Author: SupremeCmdr

Study: More Colorado tourists make pot-related ER visits than locals – The Cannabist

/ SupremeCmdr / Leave a comment

Visitors to Colorado who get high on marijuana are turning up at the emergency room in higher numbers than those who use the drug and live here, according to a study by the University of Colorado School of Medicine.

Source: Study: More Colorado tourists make pot-related ER visits than locals – The Cannabist

“This Is A Ridiculous Joke” – An Abandoned, Rotting Vancouver House Is Listed For $7.2 Million – Zero Hedge

/ SupremeCmdr / Leave a comment

Source: “This Is A Ridiculous Joke” – An Abandoned, Rotting Vancouver House Is Listed For $7.2 Million | Zero Hedge

Welcome to peak insanity.

You might ask what does this have to do with underwriting?  Great question.  Here’s your answer:

Back during the savings and loan crisis in the US (yes, I’m old) I remember seeing lots of lender initiated life insurance applications to cover mortgage debt.  The applications were made years after the loans were on the books.  One app sticks in my mind.  Like any good underwriter I asked for and received a financial statement.  The valuation of the real estate seemed high to me.  I told the underwriter to decline the case based on inadequate finances.  I was questioned on my decision.

One of the properties (there were multiple properties listed on the balance sheet) was in the same city the underwriter lived in.  I said go drive by the house and you tell me if you think it’s worth $800,000 based upon appearance and location.  The next day he walked into my office.

“It’s an empty lot.”

Hey, at least there are buildings on this $7.2 million property in Vancouver!

 

Active Surveillance for the Management of Localized Prostate Cancer (Cancer Care Ontario Guideline): American Society of Clinical Oncology Clinical Practice Guideline Endorsement – ASCO Institute For Quality

/ SupremeCmdr / Leave a comment

Published online before print February 16, 2016, DOI: 10.1200/JCO.2015.65.7759 Ronald C. Chen, R. Bryan Rumble, D. Andrew Loblaw, Antonio Finelli, Behfar Ehdaie, Matthew R. Cooperberg, Scott C. Morgan, Scott Tyldesley, John J. Haluschak, Winston Tan, Stewart Justman, and Suneil Jain

Source: Active Surveillance for the Management of Localized Prostate Cancer (Cancer Care Ontario Guideline): American Society of Clinical Oncology Clinical Practice Guideline Endorsement | ASCO Institute For Quality

Dear Client

/ SupremeCmdr / Leave a comment

There was a zip file attachment to this email received this morning.

Should I open it?

Dear Client,

According to the reconciliation of the Department of Finance there are the arrears following your client account totaling in $697,25 .

We attach the last unpaid invoice #71023099 to this letter and kindly ask you pay it off until March 31, 2016.

Please check out the file and do not hesitate to pay off the debt. We look forward to your reasonableness.

Potato Consumption and Risk of Type 2 Diabetes: Results From Three Prospective Cohort Studies

/ SupremeCmdr / Leave a comment

CONCLUSIONS Greater consumption of potatoes, especially french fries, was associated with a higher T2D risk, independent of BMI and other risk factors.

Source: Potato Consumption and Risk of Type 2 Diabetes: Results From Three Prospective Cohort Studies

Two things strike me about this study.  First, the fact that someone decided to study this topic at all is pretty amazing.  Two, the researchers actually discovered a correlation between potato consumption and DM2 risk.

I’m surprised the MSM hasn’t picked up on this study.