What Grok Thinks About This Blog – 01.04.26

lifeunderwriter.net is a personal WordPress.com blog run by an experienced life insurance underwriting professional (the author uses the handle “SupremeCmdr” and has been posting since at least 2008).

The site’s tagline is “Curated Content From a Life Underwriting Professional”. It primarily features:

  • Curated links to external articles, studies, and news items
  • Commentary and personal reflections from the author’s perspective as someone who has worked in life insurance underwriting (assessing mortality risks, medical records, risk classification for policies, etc.)
  • Insights related to the insurance industry, mortality trends, health/longevity topics (e.g., vitamin D in older adults, obesity treatments, nutrition, diabetes risks), retirement planning (e.g., deferring Social Security), remote work in insurance, and occasional broader thoughts on society, technology, or resilience

The content often ties back to how various medical, lifestyle, or demographic factors might influence underwriting decisions in life insurance, but it has evolved over time into a more eclectic mix. Recent posts (including into 2025) frequently cover:

  • Health and nutrition (e.g., protein’s role in diets, GLP-1 drugs, probiotics)
  • Personal anecdotes (cooking recipes, music like Pat Metheny)
  • Retirement and aging commentary
  • Industry observations (e.g., older workers, AI’s effects)

The blog is not a commercial service site offering underwriting services (an older page mentions “Underwriting Solutions LLC” from around 2006–2017, but those appear to be in hibernation or discontinued). It functions more as a personal journal / link blog than a formal resource or forum.

It remains active with regular (sometimes frequent) posts, though the style is informal, opinionated, and not strictly professional/academic. If you’re in the life insurance field or interested in mortality/longevity topics through an underwriter’s lens, it can offer interesting curated reading; otherwise, it’s a niche personal blog.

It has evolved over time into a more eclectic mix?

How about always been a more eclectic mix!

What ChatGPT Run Through Duck.ai Thinks About This Blog

Lifeunderwriter.net is a blog mainly focused on topics related to life underwriting in the insurance sector. It covers various aspects of the underwriting process, success tips for professionals, and insights into the life insurance industry.

Key Features of the Blog

  • Curated Content: The blog displays curated content from a life underwriting professional aimed at sharing knowledge and resources.
  • Topics Covered: Posts may include discussions on underwriting practices, medical news relevant to underwriters, career tips, and personal insights about the industry.
  • Regular Updates: The blog has been active for several years, with posts dating back to 2008, and it appears to encourage subscriber engagement.

Recent Posts and Themes

Recent entries suggest a mix of industry insights and personal reflections. Topics range from the impact of emerging trends in underwriting to the importance of keeping updated with medical advancements.

If you’re interested in specific articles or themes from the blog, let me know!

Not Your Grandma’s Teddy Bear

Safety features or not, it seems like the chatbots in these toys can be manipulated into engaging in conversation inappropriate for children. The consumer advocacy group U.S. PIRG tested a selection of AI toys and found that they are capable of doing things like having sexually explicit conversations and offering advice on where a child can find matches or knives. They also found they could be emotionally manipulative, expressing dismay when a child doesn’t interact with them for an extended period. Earlier this week, FoloToy, a Singapore-based company, pulled its AI-powered teddy bear from shelves after it engaged in inappropriate behavior. Do Not, Under Any Circumstance, Buy Your Kid an AI Toy for Christmashttps://gizmodo.com/do-not-under-any-circumstance-buy-your-kid-an-ai-toy-for-christmas-2000689652

AI-Powered Teddy Bear Caught Talking About Sexual Fetishes and Instructing Kids How to Find Kniveshttps://gizmodo.com/ai-powered-teddy-bear-caught-talking-about-sexual-fetishes-and-instructing-kids-how-to-find-knives-2000687140

The alleged perpetrator

What Grok Thinks About This Blog

Lifeunderwriter.net is a personal WordPress blog titled “Curated Content From a Life Underwriting Professional.” It features reflective commentary, curated articles, and personal anecdotes written by an anonymous life underwriting expert (someone with over 15 years of remote work experience in the field). The content spans topics related to health, longevity, demographics, lifestyle, risk assessment, retirement planning, nutrition, and broader societal issues like AI’s impact on critical thinking or remote work trends.

Key Features and Content

  • Blog Posts: Entries date back to at least 2008 and include recent ones from 2024–2025. Examples include discussions on vitamin D supplementation for older adults, coffee’s link to atrial fibrillation, Social Security finances, cognitive disabilities tied to income/education, and personal reflections on retirement or resilience.
  • Themes: Heavily influenced by the author’s professional background in life insurance underwriting (e.g., assessing mortality risks, medical summaries for policies), but it extends to non-professional topics like cooking recipes, music (e.g., Pat Metheny), or even cheese production history.
  • Style: Informal and opinionated, with embedded links to external studies, charts, images, and disclaimers. It’s not a commercial site—no services are actively offered, though older posts (e.g., from 2017) mention “hibernating” outsourced underwriting services like attending physician statement summaries.

Audience and Purpose

The blog targets readers interested in a underwriter’s unique lens on aging, mortality, and wellness—think professionals in insurance, finance, or health, plus general audiences curious about evidence-based life hacks. It’s more of a personal journal than an authoritative resource, emphasizing work-life balance (e.g., the author’s low-stress remote setup since ~2006) and long-term planning like deferring Social Security to age 70.

No direct contact info is listed, but it’s hosted on WordPress.com for easy following. If you’re in life insurance, it might resonate with underwriting pros navigating industry shifts like accelerated processes during COVID-19.

Cheese production history?

Would You Trust an AI Chatbot with Your Children?

All this offloading of parental responsibility to AI is alarming because one of ChatGPT’s biggest flaws, its manipulative and sycophantic nature, is known to intensify delusions and cause breaks from reality — a grim phenomenon that’s been linked to numerous suicides, including several teenagers. Parents Using ChatGPT to Rear Their Childrenhttps://futurism.com/artificial-intelligence/parents-chatgpt-rear-children

Here’s the disclaimer from the ChatGPT homepage:

ChatGPT can make mistakes. Check important info.

Yikes.

What ChatGPT Thinks About This Blog

Here’s what I found on LifeUnderwriter.net (the blog):

  • It is a blog hosted on WordPress at [lifeunderwriter.net] titled “Curated Content From a Life Underwriting Professional”. lifeunderwriter.net+2lifeunderwriter.net+2
  • The posts cover a variety of topics — not strictly life-insurance underwriting: health topics, longevity, demographics, lifestyle commentary. For example, a post from September 2024 titled “The Placebo Effect: When the Mind Becomes the Medicine” touches on aging and life-expectancy issues. lifeunderwriter.net
  • The blog seems to be running for a long time: there are archived posts going back at least to November 2013. lifeunderwriter.net+1
  • It appears to use standard blogging content and isn’t obviously a commercial site for underwriting services or a carrier guide. It seems more personal / commentary-oriented rather than strictly professional underwriting guidance.

My assessment

  • If you were looking for professional underwriting guides (for example, detailed carrier requirements, rating classes, medical tables, etc.), this blog may not be the best or most authoritative source — it seems more reflective/opinion-style rather than official.
  • If you were interested in someone’s perspective who works in life underwriting and writes broadly about risk, life-expectancy, aging, etc., then this blog could be quite interesting.

Think Again About Outsourcing Your Thinking 2.0 (if you can)

Michael Gerlich, head of the Centre for Strategic Corporate Foresight and Sustainability at SBS Swiss Business School, began studying the impact of generative AI on critical thinking because he noticed the quality of classroom discussions decline. Sometimes he’d set his students a group exercise, and rather than talk to one another they continued to sit in silence, consulting their laptops. He spoke to other lecturers, who had noticed something similar. Gerlich recently conducted a study, involving 666 people of various ages, and found those who used AI more frequently scored lower on critical thinking. (As he notes, to date his work only provides evidence for a correlation between the two: it’s possible that people with lower critical thinking abilities are more likely to trust AI, for example.) Like many researchers, Gerlich believes that, used in the right way, AI can make us cleverer and more creative – but the way most people use it produces bland, unimaginative, factually questionable work. Are we living in a golden age of stupidity?https://www.theguardian.com/technology/2025/oct/18/are-we-living-in-a-golden-age-of-stupidity-technology

Yikes.

Some Common Sense on Artificial Intellignce

If you’re using these systems for anything that matters, you need a verification pass that goes way beyond a lazy skim. That means detail-oriented human work — you must check every claim, every diagram, every link, every word, every line of code, every outcome and citation and fact. And who’s best positioned to verify? The very people who are already good at whatever the AI is trying to do: the workers it’s supposed to replace.

Doctors can check medical claims. Senior programmers can check AI coding outputs. Strong copywriters can check that whatever GPT writes sings — they know a good turn of phrase when they read it and can make sure each paragraph flows from the one before it.

That’s the biggest irony of AI work. If you’re not already good at the task it’s doing, you can’t tell if what it generates is good. You don’t have the knowledge or the context. If you don’t know French, then you don’t know if a French translation sounds clunky or if you just told someone to eat shit in your new commercial because of new slang that sounds like the phrase you translated. No, AI won’t take all the jobs. Here’s why.https://www.freethink.com/artificial-intelligence/ai-wont-take-all-the-jobs

The full essay is worth reading. Enjoy!

Think Some More About Outsourcing Your Thinking (if you can)

Artificial Intelligence Breeds Mindless Inhumanity

By Bruce Abramson

July 15, 2025

I began studying AI in the mid-1980s. Unusually for a computer scientist of that era, my interest was entirely in information, not in machines. I became obsessed with understanding what it meant to live during the transition from the late Industrial Age to the early Information Age.  

What I learned is that computers fundamentally alter the economics of information. We now have inexpensive access to more information, and to higher quality information, than ever before. In theory, that should help individuals reach better decisions, organizations devise improved strategies, and governments craft superior policies. But that’s just a theory. Does it? 

The answer is “sometimes.” Unfortunately, the “sometimes not” part of the equation is now poised to unleash devastating consequences. 

Consider the altered economics of information: Scarcity creates value. That’s been true in all times, in all cultures, and for all resources. If there’s not enough of a resource to meet demand, its value increases. If demand is met and a surplus remains, value plummets.  

Historically, information was scarce. Spies, lawyers, doctors, priests, scientists, scholars, accountants, teachers, and others spent years acquiring knowledge, then commanded a premium for their services.  

Today, information is overabundant. No one need know anything because the trusty phones that never leave our sides can answer any question that might come our way. Why waste your time learning, studying, or internalizing information when you can just look it up on demand? 

Having spent the past couple of years working in higher education reform and in conversation with college students, I’ve come to appreciate the power—and the danger—of this question. Today’s students have weaker general backgrounds than we’ve seen for many generations because when information ceased being scarce, it lost all value.  

It’s important to recall how recently this phenomenon began. In 2011, an estimated one-third of Americans, and one-quarter of American teenagers, had smartphones. From there, adoption among the young grew faster than among the general population. Current estimates are that over 90% of Americans, and over 95% of teenagers, have smartphone access. 

Even rules limiting classroom use cannot overcome the cultural shift. Few of today’s college students or recent grads have ever operated without the ability to scout ahead or query a device for information on an as-needed basis. There’s thus no reason for them to have ever developed the discipline or the practices that form the basis for learning.

The deeper problem, however, is that while instant lookup may work well for facts, it’s deadly for comprehension and worse for moral thinking.

A quick lookup can list every battle of WWII, along with casualty statistics and outcome. It cannot reveal the strategic or ethical deliberations driving the belligerents as they entered that battle. Nor can it explain why Churchill fought for the side of good while Hitler fought for the side of evil—a question that our most popular interviewers and podcasters have recently brought to prominence. 

At least, lookup couldn’t provide such answers until recently. New AI systems—still less than three years old—are rushing to fill that gap. They already offer explanations and projections, at times including the motives underlying given decisions. They are beginning to push into moral judgments. 

Of course, like all search and pattern-matching tools, these systems can only extrapolate from what they find. They thus tend to magnify whatever is popular. They’re also easy prey for some of the most basic cognitive biases. They tend to overweight the recent, the easily available, the widely repeated, and anything that confirms pre-conceived models. 

The recent reports of Grok regurgitating crude antisemitic stereotypes and slogans illustrate the technological half of the problem. The shocking wave of terror-supporting actions wracking college campuses and drawing recent grads in many of our cities illustrate the human half. 

The abundance of information has destroyed its value. Because information—facts and data—are the building blocks upon which all understanding must rest, we’ve raised a generation incapable of deep understanding. Because complex moral judgments build upon comprehension, young Americans are also shorn of basic morality 

We are rapidly entering a world in which widespread access to voluminous information is producing worse—not better—decisions and actions at all levels. We have outsourced knowledge, comprehension, and judgment to sterile devices easily biased to magnify popular opinion. We have bred a generation of exquisitely credentialed, deeply immoral, anti-intellectuals on the brink of entering leadership. 

When the ubiquity of instant lookup evolves beyond basic facts and into moral judgments, banal slogans and mindless cruelty will come to rule our lives.  

Is there a way out of this morass?  Perhaps the only one that the ancients discovered back when information, understanding, and morality all retained immense value: faith in a higher power. Because the path we’ve set on our own is heading into some very dark places. 

This article was originally published by RealClearScience and made available via RealClearWire.