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Underwriting Solutions LLC

A couple of years ago I drafted a consulting proposal for a bunch of investors interested in starting a new life insurance company.  The investors didn’t want to spend a lot of money on infrastructure, so I drafted a proposal that emphasized outsourcing and the use of cloud based software services that were either extremely low-cost or in some cases, free.  I wrote:

The creation and implementation of a low-cost distributed collaborative workforce offers the new company an additional distinct competitive advantage in the industry… The new company will not be constrained by legacy systems, outdated processes, or asset quality issues.  We will create an administrative infrastructure built upon low-cost world-class services furnished by companies with a proven track record of success.  This simplified example shows how quickly and inexpensively a customized group of outsourcing partners can be assembled to provide core administrative services for the new company.

Since that time I have wanted to update my list of free software services but now I don’t have to. Stephen Murphy of getbusy media wrote a great little article which can be accessed though the link above.  The other link is just something else I’ve been playing with.

And for the curious, no I did not get the gig two years ago.

 

The Non-Mobile Society

Calculated Risk: Labor Mobility: Starting to Increase

This blog post on CalculatedRisk references an article from the Financial Times.  I am struck by the differences in word choices.  FT uses “picks up sharply” while CalculatedRisk states “starting to increase”.  In conversations with my recruiter friends I’ve become aware of slightly higher activity in job openings.  Some of these openings included paid relocation.  A few years ago employers stopped offering paid relocation.  These changes are not insignificant.  But the job market remains weak.

Starting to increase is a better choice of words.

Change or Die

Seth Godin: The New Face Of Publishing « Radio Litopia

One of the most difficult things you ever have to do as a manager, executive or consultant is helping others to change.  Follow this link to an interview with Seth Godin.  It’s about 30 minutes long but well worth listening to.  Godin’s thoughts about the future of the publishing industry are both scary and on target.  Could there be another business so entrenched in the past, so tied to doing things the way they have always been done that its leaders are unable to see the changes all around us and that doing nothing becomes the perfect strategy for a slow and painful business death?

More on Flight Risk

Employee Loyalty Waning as National Unemployment Rate Continues to Fall

No, we are not talking about holes in 737’s.  We are talking about MetLife’s 9th Annual Study of Employee Benefits Trends.  I always credit my sources so instead of a direct link to the MetLife study I’ve linked the article where I first read about the study.  There is a link at the bottom of that article to the download page at MetLife.