Good question. Garyskitchen.net is a blog / food memoir website. (garyskitchen.net) Here’s what it seems to be about: If you like, I can check whether it’s a reliable or trusted site (e.g. based on its credibility, authorship, how up-to-date it is). Do you want me to do that? I responded Yes. Good question. Here’s an […]
While wild oysters were an important part of an Indigenous diet in what is now Maine, by the 1900s they had all but disappeared. Most people considered them functionally extinct, in fact, until this spring, when researchers from the University of Maine published a study confirming their return, often in close proximity to the oyster […]
Bottom Line – Bad idea. “After listening to my four-year-old son regale me with the adventures of Thomas the Tank Engine for 45 minutes I tapped out,” he wrote, “so I opened ChatGPT.” In an interview with The Guardian, Josh said he needed to do chores and thought his son “would finish the story and […]
Drinking coffee is linked to stimulating the growth of bacteria like L. asaccharolyticus—creating a healthier gut microbiome. As coffee compounds are metabolized by gut bacteria, they produce beneficial metabolites like quinic acid (which research shows has antioxidant and protective properties2) and hippurate (which is a marker of metabolic health). Drinking This Daily Can Increase 115 Types Of Good […]
lifeunderwriter.net 
I don’t really understand what underwriting is, let alone accelerated underwriting. I looked it up and read a couple articles from Google, but still don’t understand it. I know it has something to do with risk. I remember when my mother was in her 80s, I had to look around for quite a while to find a policy that would still cover her. She was going to be dropped by her old one. Actually with my mother as I recall it was an annuity not life insurance. So that may be different.
Remember I come from a life insurance background, underwriting specialist at your service. Put simply the underwriting process is risk selection, deciding who qualifies for coverage and at what price. It has been my life’s work to understand the things that impact an individual’s longevity and charge premiums appropriately.
Accelerated means time to issue. Companies are shortening the time it takes to underwrite by streamlining processes and using alternative data sources instead of medical records from doctors and hospitals.
Your clear concise reply explains this concept so much better than multiple google pages. Thank you!
Is this different from an actuary?
Yes. Actuaries use complex models to set prices for large groups of people. Underwriters work supports the actuarial pricing model on a case by case basis. Bad underwriting = lower or no profits. Bad actuarial pricing means the company is really screwed.