garyskitchen.net is a personal WordPress.com blog (also referred to as a “food memoir”) authored by Gary, the same individual who runs lifeunderwriter.net under the handle SupremeCmdr. The site’s tagline/subtitle is: “A food memoir of weight loss, family recipes, digital cookbook and nutrition information for family and friends”. Key aspects include: Overall, it’s a niche, opinionated […]
Thinking about making black eyed peas for good luck? Me too. As 2025 comes to a close I once again searched my blog for the number of Badass versions I have. Badass Black Eyed Peas Black Eyed Peas – Pandemic Version 2021 Vegetarian Badass Black Eyed Peas – 2022 (don’t ask what happened in 2023) and 2024 Badass […]
Some 56.2 percent of the daily calories consumed by US adults come from federally subsidized food commodities: corn, soybeans, wheat, rice, sorghum, dairy, and livestock. While these calorie-dense foods once made sense for a government preparing for famine or total war, in recent decades they’ve instead helped make us fatter and sicker. Obesity Economics: How […]
Good question. Garyskitchen.net is a blog / food memoir website. (garyskitchen.net) Here’s what it seems to be about: If you like, I can check whether it’s a reliable or trusted site (e.g. based on its credibility, authorship, how up-to-date it is). Do you want me to do that? I responded Yes. Good question. Here’s an […]
lifeunderwriter.net 
I took it at age 62. I didn’t know if I would live to age 70.
I’ll be 67 this year and don’t know if I’ll live to 70 but am deferring SS anyway. I’m playing Beat the Actuaries.
I did live to be 70. But I’m still glad I took the Social Security at age 62. I invested 100% of what I’ve been paid, so hopefully the growth over the past eight years will have put a dent in the overall loss for having a lower payments. There’s probably a way to calculate this, but it’s above my pay grade.
In theory when the system was designed it should not matter if you retired early or later as the total benefits paid would be the same based on actuarial science. But then I found this:
“A study by the Center for Retirement Research at Boston College found that the delayed credit is still about right, with the exception of the highest earners, who tend to outlive actuarial averages and reap the highest extra benefit.”
https://www.morningstar.com/articles/1029357/its-time-to-revisit-social-securitys-early-and-delayed-claiming-formulas
Interesting. no?
I don’t know what that means. Is it better for high earners to take Social Security early or late?
Based on averages using large number it doesn’t matter. But if you are a high earner and in good health the Boston College study showed that it pays to claim SS benefits later.