I never knew there were so many different kinds of soy sauce. Lesson #13 is : know your ingredients. This can be why a dish, despite following the recipe exactly, tastes better than yours. 6 Types of Soy Sauce Everyone Should Know – https://thewoksoflife.com/6-types-of-soy-sauce-everyone-should-know/ Memo to Self – Don’t be discouraged to learn there are […]
Findings In this cohort study of 1865 older adults without dementia followed up for up to 15 years, higher diet quality was associated with lower dementia risk. Among participants at higher risk, only a dietary pattern with lower inflammatory potential showed consistent inverse associations. Diet Quality and Dementia Risk in Older Adults With Alzheimer Pathology […]
Capsaicin, the compound that makes chili peppers hot is an evolutionary filter designed to punish mammals and reward birds. Mammals feel it as pain because mammal digestion destroys seeds. Birds don’t have the receptor that detects it, so they eat the fruit, fly off, and deposit the seeds far from the plant from which they […]
Sugar-Free Diet Linked to Metabolic Changes “Completely removing sucrose from a low-fat diet may unexpectedly disrupt gut health and promote inflammation and metabolic dysfunction, highlighting that balanced nutrition is more important than simply eliminating sugar,” said Rasheed Ahmad, Ph.D., principal scientist and head of the Immunology & Microbiology Department at the Dasman Diabetes Institute, in […]
I seriously wonder if there are any original recipes out there. You think to yourself “Let’s make a black bean and corn thing tonight”. So you do what everyone else does and hop on the internet to find numerous recipes that are pretty much the same. Full Disclosure: This recipe is a copycat and my […]
lifeunderwriter.net 
I took it at age 62. I didn’t know if I would live to age 70.
I’ll be 67 this year and don’t know if I’ll live to 70 but am deferring SS anyway. I’m playing Beat the Actuaries.
I did live to be 70. But I’m still glad I took the Social Security at age 62. I invested 100% of what I’ve been paid, so hopefully the growth over the past eight years will have put a dent in the overall loss for having a lower payments. There’s probably a way to calculate this, but it’s above my pay grade.
In theory when the system was designed it should not matter if you retired early or later as the total benefits paid would be the same based on actuarial science. But then I found this:
“A study by the Center for Retirement Research at Boston College found that the delayed credit is still about right, with the exception of the highest earners, who tend to outlive actuarial averages and reap the highest extra benefit.”
https://www.morningstar.com/articles/1029357/its-time-to-revisit-social-securitys-early-and-delayed-claiming-formulas
Interesting. no?
I don’t know what that means. Is it better for high earners to take Social Security early or late?
Based on averages using large number it doesn’t matter. But if you are a high earner and in good health the Boston College study showed that it pays to claim SS benefits later.