I was snacking on peanut butter when I read this: Recalled Food -Jif brand peanut butter Sold at stores nationwide. Many types and sizes were recalled, including creamy, crunchy, natural, and reduced fat. Lot code numbers 1274425 through 2140425. Four of five (80%) sick people reported eating different types of Jif brand peanut butter before […]
Yes there is. https://usdrybeans.com/ This is another post in my world famous Beans for Breakfast series. I post links like this to remind readers no one can possibly teach you everything. There is a ton of information on the internet to research and read to improve your food and nutrition knowledge. But you have to […]
It’s hard to know what to think about the recommendations for alcohol consumption when the narrative around it changes like the wind. Numerous studies have come out in support of moderate alcohol consumption because of its potential health benefits only to be countered by similar studies arguing that it’s actually more harmful than beneficial, according […] […]
The study, published online in JAMA Internal Medicine by Dylan A. Lowe, PhD, also of UCSF, involved 116 participants who were randomized to a 12-week regimen of either three structured meals per day or time-restricted eating, with instructions to eat only between 12:00 pm and 8:00 pm and to completely abstain from eating at other times. Time-Restricted […]
“How did you make this?” The last time I wrote about zucchini was back in 2019 when the same question was asked (probably by the same friend) which motivated me to write down how I make Zucchini, Corn & Red Pepper. This super simple recipe is the perfect side vegetable when you have your grill fired […]
I took it at age 62. I didn’t know if I would live to age 70.
I’ll be 67 this year and don’t know if I’ll live to 70 but am deferring SS anyway. I’m playing Beat the Actuaries.
I did live to be 70. But I’m still glad I took the Social Security at age 62. I invested 100% of what I’ve been paid, so hopefully the growth over the past eight years will have put a dent in the overall loss for having a lower payments. There’s probably a way to calculate this, but it’s above my pay grade.
In theory when the system was designed it should not matter if you retired early or later as the total benefits paid would be the same based on actuarial science. But then I found this:
“A study by the Center for Retirement Research at Boston College found that the delayed credit is still about right, with the exception of the highest earners, who tend to outlive actuarial averages and reap the highest extra benefit.”
https://www.morningstar.com/articles/1029357/its-time-to-revisit-social-securitys-early-and-delayed-claiming-formulas
Interesting. no?
I don’t know what that means. Is it better for high earners to take Social Security early or late?
Based on averages using large number it doesn’t matter. But if you are a high earner and in good health the Boston College study showed that it pays to claim SS benefits later.