Attention readers: I take no credit for these recipes and I do not get compensated for highlighting this or any other blogger’s work on my site. This is another Giant Electronic Sticky Note that serves as a reminder to try these recipes because I love lentils. Here’s the link: https://thefirstmess.com/2021/10/08/lentil-recipes/ Laura Wright is a vegan […]
By Ran Walker – My wife doesn’t trust gas station fried chicken, but, dammit, I do. In fact, I rank it among the best food in town, including those fancy chains, where they keep laying off the spices and seasonings every year. I tell her that they lovingly marinate those breasts, before gently battering them […]
This article is republished from The Conversation under a Creative Commons license. Read the original article. Coffee bean prices have doubled in the past year and may double again – what’s going on?September 30, 2021Author: Jonathan Morris Professor of History, University of Hertfordshire International Coffee Day feels very different this year. Introduced by the International […]
“Keep a diary or journal. Record your reflections on your life experience in a journal. You will find this simple practice to be invaluable in your quest for wisdom.” Warren Bennis (March 8, 1925 – July 31, 2014) was the distinguished professor of business administration and founding chairman of the Leadership Institute at the University […]
Monday I restarted a food diary. The recollection of my indiscipline over the past several months plus a recent online article on this topic reminded me of the effectiveness of writing down what you eat especially if you want to lose weight or maintain what was lost. Put simply I’ve been bad. Time once again […]
I took it at age 62. I didn’t know if I would live to age 70.
I’ll be 67 this year and don’t know if I’ll live to 70 but am deferring SS anyway. I’m playing Beat the Actuaries.
I did live to be 70. But I’m still glad I took the Social Security at age 62. I invested 100% of what I’ve been paid, so hopefully the growth over the past eight years will have put a dent in the overall loss for having a lower payments. There’s probably a way to calculate this, but it’s above my pay grade.
In theory when the system was designed it should not matter if you retired early or later as the total benefits paid would be the same based on actuarial science. But then I found this:
“A study by the Center for Retirement Research at Boston College found that the delayed credit is still about right, with the exception of the highest earners, who tend to outlive actuarial averages and reap the highest extra benefit.”
https://www.morningstar.com/articles/1029357/its-time-to-revisit-social-securitys-early-and-delayed-claiming-formulas
Interesting. no?
I don’t know what that means. Is it better for high earners to take Social Security early or late?
Based on averages using large number it doesn’t matter. But if you are a high earner and in good health the Boston College study showed that it pays to claim SS benefits later.