Good question. Garyskitchen.net is a blog / food memoir website. (garyskitchen.net) Here’s what it seems to be about: If you like, I can check whether it’s a reliable or trusted site (e.g. based on its credibility, authorship, how up-to-date it is). Do you want me to do that? I responded Yes. Good question. Here’s an […]
While wild oysters were an important part of an Indigenous diet in what is now Maine, by the 1900s they had all but disappeared. Most people considered them functionally extinct, in fact, until this spring, when researchers from the University of Maine published a study confirming their return, often in close proximity to the oyster […]
Bottom Line – Bad idea. “After listening to my four-year-old son regale me with the adventures of Thomas the Tank Engine for 45 minutes I tapped out,” he wrote, “so I opened ChatGPT.” In an interview with The Guardian, Josh said he needed to do chores and thought his son “would finish the story and […]
Drinking coffee is linked to stimulating the growth of bacteria like L. asaccharolyticus—creating a healthier gut microbiome. As coffee compounds are metabolized by gut bacteria, they produce beneficial metabolites like quinic acid (which research shows has antioxidant and protective properties2) and hippurate (which is a marker of metabolic health). Drinking This Daily Can Increase 115 Types Of Good […]
OK, before I even read the article, I’m going to guess Alabama and Mississippi.
I don’t know how to read the table. Do they take into consideration the population of the state?
Keep in mind what you are looking at are Actuarial numbers. Based on historical data insurance companies assume a certain number of deaths (expected). Then the true number of deaths are reported (actual). The resultant ratio is what we call actual to expected or A/E. The expected number is included in life insurance pricing models. So if the actual is lower than expected, the company makes money and if higher, losses happen. Of course there are many other factor that enter into product pricing. The answer to your question is probably yes. But I’m not an actuary.
Got it. On another note, insurance related, do you think health insurance companies will ever charge a higher premium to people who choose not to receive the Covid vaccine?
Already happening. I had to show proof of SARS-CoV-2 vaccinations to receive a “discount” on my employer provided health insurance premium. For those of us paying attention, the premium for 2022 is the same as it was for 2021. For employees who choose to be unvaccinated their premiums are higher.
I hope all insurance companies will do this. And I think it should be a substantial surcharge. I’m sick and tired of paying people’s hospital expenses for a preventable disease.
I suspect most if not all will add surcharges. At the present the premium increases are in the health insurance realm. Life insurance is different and may head in the same direction much as the industry did years ago by charging less for non-smokers and more for users of the weed.