5 Worst States for All-Cause Mortality

/ SupremeCmdr

Differences between actual mortality and expected mortality range from a drop of about 36%, in Connecticut to an excess of 50%, in one state in the West. The median difference is an excess of 10.5%.

5 Worst States for All-Cause Mortality, Already — https://www.thinkadvisor.com/2021/12/02/5-worst-states-for-all-cause-mortality-already/

The slideshow for the five states didn’t work for me but the article also contains a data table for all 50 states.

I was surprised Oklahoma was not one of the five worst states.

7 thoughts on “5 Worst States for All-Cause Mortality”

    • Keep in mind what you are looking at are Actuarial numbers. Based on historical data insurance companies assume a certain number of deaths (expected). Then the true number of deaths are reported (actual). The resultant ratio is what we call actual to expected or A/E. The expected number is included in life insurance pricing models. So if the actual is lower than expected, the company makes money and if higher, losses happen. Of course there are many other factor that enter into product pricing. The answer to your question is probably yes. But I’m not an actuary.

      Reply

      • Got it. On another note, insurance related, do you think health insurance companies will ever charge a higher premium to people who choose not to receive the Covid vaccine?

      • Already happening. I had to show proof of SARS-CoV-2 vaccinations to receive a “discount” on my employer provided health insurance premium. For those of us paying attention, the premium for 2022 is the same as it was for 2021. For employees who choose to be unvaccinated their premiums are higher.

      • I hope all insurance companies will do this. And I think it should be a substantial surcharge. I’m sick and tired of paying people’s hospital expenses for a preventable disease.

      • I suspect most if not all will add surcharges. At the present the premium increases are in the health insurance realm. Life insurance is different and may head in the same direction much as the industry did years ago by charging less for non-smokers and more for users of the weed.

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