The past week has been one of those terrible horrible no-good weeks that hit the checking account hard. I won’t list all of the things that stopped working but one thing hurt the most. The side by side refrigerator/freezer died. I think this appliance was over 30 years old. it functioned as our second unit, […]
Eating a larger proportion of protein while dieting leads to better food choices and helps avoid the loss of lean body mass, according to a new study. Rutgers University. “Higher protein intake while dieting leads to healthier eating.” ScienceDaily. http://www.sciencedaily.com/releases/2022/06/220627141426.htm (accessed June 28, 2022). Small study (n=200) and diet was self-selected. The relationship between higher […]
The primary reason for weight regain is biology. The brain defends against weight loss because of an old biological play book. If our ancestors lost weight, it was not to look good for a wedding or because of bathing suit season. Back then, weight loss was either because of illness or an interrupted food supply. […]
The best advice is the simplest: ignore diets and supplements and, instead, just aim to cut out junk like processed and fried foods. We’ve Reached Peak Wellness. Most of It Is Nonsense. – https://www.outsideonline.com/health/wellness/wellness-industry-lies-what-really-works/ Common sense advice. I recommend reading the entire article. Key Points Move your body, don’t eat crap Don’t diet Relationships matter […]
A long time ago in a galaxy far, far away I used to make Crispy Black Bean Tacos with Feta and Cabbage Slaw – Bon Appétit. Tonight was a good night to have black bean tacos so I pulled up my original post from nearly eight years ago Crispy Black Bean Tacos with Feta and […]
lifeunderwriter.net 
OK, before I even read the article, I’m going to guess Alabama and Mississippi.
I don’t know how to read the table. Do they take into consideration the population of the state?
Keep in mind what you are looking at are Actuarial numbers. Based on historical data insurance companies assume a certain number of deaths (expected). Then the true number of deaths are reported (actual). The resultant ratio is what we call actual to expected or A/E. The expected number is included in life insurance pricing models. So if the actual is lower than expected, the company makes money and if higher, losses happen. Of course there are many other factor that enter into product pricing. The answer to your question is probably yes. But I’m not an actuary.
Got it. On another note, insurance related, do you think health insurance companies will ever charge a higher premium to people who choose not to receive the Covid vaccine?
Already happening. I had to show proof of SARS-CoV-2 vaccinations to receive a “discount” on my employer provided health insurance premium. For those of us paying attention, the premium for 2022 is the same as it was for 2021. For employees who choose to be unvaccinated their premiums are higher.
I hope all insurance companies will do this. And I think it should be a substantial surcharge. I’m sick and tired of paying people’s hospital expenses for a preventable disease.
I suspect most if not all will add surcharges. At the present the premium increases are in the health insurance realm. Life insurance is different and may head in the same direction much as the industry did years ago by charging less for non-smokers and more for users of the weed.