Another electronic sticky note from my world famous Electronic Sticky Note series. One of these days I’ll remember some of these posts for some of the recipes I wanted to try but never did. 19 Easy Corn Recipes – https://www.budgetbytes.com/corn-recipes/
After participants consumed peanuts daily for 16 weeks, researchers observed improved insulin responsiveness in a group of brain regions in the right hemisphere. These included portions of the lingual gyrus, hippocampus, parahippocampal gyrus, and posterior cingulate gyrus, all of which contribute to memory-related processes. Scientists discover a surprising brain benefit of eating peanuts every day […]
The video – https://www.vumedi.com/video/the-truth-about-your-metabolism-as-you-age/ The AI summary highlights curated by a human – Subtle daily calorie surpluses (50-100 calories) accumulate over time, leading to gradual weight gain. Resting metabolic rate (RMR) decreases by 5-25% over a lifetime, compounded by age-related muscle loss (sarcopenia). Reduced NEAT (Non-Exercise Activity Thermogenesis): Daily unconscious movements and activities decline with […]
Upon reading the news on how pizza chains are suffering due to consumer preferences for chicken I decided to personally try to make a difference by eating pizza. Here’s last night’s order: Look at those discounts! The small cheese was free, the medium thin was a semi-permanent special always discounted, I had a $5.00 loyalty […]
When the conversation centers on finding the next “miracle ingredient,” we risk losing sight of what truly matters: filling our plates with fruits, vegetables, legumes, whole grains, and other minimally processed plant foods. Health rarely depends on a single food. Rather, it depends on the overall dietary pattern and the synergistic interaction between thousands of […]
When I win the lottery
When I win the lottery I still would not buy a trophy apartment in Manhattan.
Sure?
Yes. Crime is up, resale value at the upper end not good (not enough billionaires) and when the commercial real estate market collapses, residential values will follow.
When? Why is the commercial real estate market going to collapse?
Commercial real estate is in trouble. CRE investors are losing their shirts, just like holders of long-term bonds. Landlords face suddenly much higher interest rates that make their variable-rate mortgages economically infeasible, and that make it impossible to refinance a maturing fixed-rate mortgage because the current rent won’t cover the new interest payments. So landlords have walked away from their mortgages and have let the creditors take those properties and the losses. And as we are finding out on a daily basis now, many of these lenders are investors in Commercial Mortgage-Backed Securities and mortgage REITs, rather than banks.
Landlords and lenders in the office sector have the additional issue of the rug getting pulled out from under their office towers by working-from-home and the corporate recognition that they don’t need this much office space. A stunning amount of the office space in central business districts is now vacant and available for lease or sublease. In a bunch of cities, these availability rates are near or above 30%.
Quoted from https://wolfstreet.com/2023/10/07/my-take-on-what-qt-has-done-to-stocks-bonds-commercial-real-estate-lots-of-bloodletting-what-it-will-do-going-forward/
Wow, interesting!
My entire Roth IRA is invested in REITs. I wonder if I should get out now. From what I understand with a Roth there would be no problems with having to pay capital gains taxes.