I never knew there were so many different kinds of soy sauce. Lesson #13 is : know your ingredients. This can be why a dish, despite following the recipe exactly, tastes better than yours. 6 Types of Soy Sauce Everyone Should Know – https://thewoksoflife.com/6-types-of-soy-sauce-everyone-should-know/ Memo to Self – Don’t be discouraged to learn there are […]
Findings In this cohort study of 1865 older adults without dementia followed up for up to 15 years, higher diet quality was associated with lower dementia risk. Among participants at higher risk, only a dietary pattern with lower inflammatory potential showed consistent inverse associations. Diet Quality and Dementia Risk in Older Adults With Alzheimer Pathology […]
Capsaicin, the compound that makes chili peppers hot is an evolutionary filter designed to punish mammals and reward birds. Mammals feel it as pain because mammal digestion destroys seeds. Birds don’t have the receptor that detects it, so they eat the fruit, fly off, and deposit the seeds far from the plant from which they […]
Sugar-Free Diet Linked to Metabolic Changes “Completely removing sucrose from a low-fat diet may unexpectedly disrupt gut health and promote inflammation and metabolic dysfunction, highlighting that balanced nutrition is more important than simply eliminating sugar,” said Rasheed Ahmad, Ph.D., principal scientist and head of the Immunology & Microbiology Department at the Dasman Diabetes Institute, in […]
I seriously wonder if there are any original recipes out there. You think to yourself “Let’s make a black bean and corn thing tonight”. So you do what everyone else does and hop on the internet to find numerous recipes that are pretty much the same. Full Disclosure: This recipe is a copycat and my […]
lifeunderwriter.net 
When I win the lottery
When I win the lottery I still would not buy a trophy apartment in Manhattan.
Sure?
Yes. Crime is up, resale value at the upper end not good (not enough billionaires) and when the commercial real estate market collapses, residential values will follow.
When? Why is the commercial real estate market going to collapse?
Commercial real estate is in trouble. CRE investors are losing their shirts, just like holders of long-term bonds. Landlords face suddenly much higher interest rates that make their variable-rate mortgages economically infeasible, and that make it impossible to refinance a maturing fixed-rate mortgage because the current rent won’t cover the new interest payments. So landlords have walked away from their mortgages and have let the creditors take those properties and the losses. And as we are finding out on a daily basis now, many of these lenders are investors in Commercial Mortgage-Backed Securities and mortgage REITs, rather than banks.
Landlords and lenders in the office sector have the additional issue of the rug getting pulled out from under their office towers by working-from-home and the corporate recognition that they don’t need this much office space. A stunning amount of the office space in central business districts is now vacant and available for lease or sublease. In a bunch of cities, these availability rates are near or above 30%.
Quoted from https://wolfstreet.com/2023/10/07/my-take-on-what-qt-has-done-to-stocks-bonds-commercial-real-estate-lots-of-bloodletting-what-it-will-do-going-forward/
Wow, interesting!
My entire Roth IRA is invested in REITs. I wonder if I should get out now. From what I understand with a Roth there would be no problems with having to pay capital gains taxes.