Travel Advisory for Oklahoma – Updated 07.20.21(this is personal and not the US State Department)

The Delta VOC has arrived big time and I might be returning to crowd avoidance and curbside everything soon.

Northeast Oklahoma is likely the “tip of the spear” as the delta variant has taken hold in the state, Dr. Justin Mitchell of Integris Miami Hospital said last week. There, COVID-19 beds are full again — there are even more patients now than there were in January and February, when the pandemic was at its height in Oklahoma.

Oklahoma is facing another COVID-19 surge — https://www.oklahoman.com/story/news/2021/07/19/oklahoma-faces-another-covid-surge-leaving-unvaccinated-risk/8017015002/?utm_source=oklahoman-Daily%20Briefing&utm_medium=email&utm_campaign=daily_briefing&utm_term=hero&utm_content=OKLAHOMA-OKLAHOMACITY-NLETTER65

ATTENTION PLEASE (it ain’t over)

In a sick twist of capitalism, this sharp decrease in patient volumes through the emergency department and occupying hospital beds, while non-emergency operations were put on hold, lead to decreased revenue for hospitals and physician groups.

With a lack of revenue and a lack of foresight for the possibility of further surges and the arcane and length process of applying for hospital credentials, that lead to hospitals cutting staff including nurses and physician groups cutting hours and pay or even firing physicians.

COVID Isn’t Over, And Why That Will Impact Everyone — https://tnicholsmd.medium.com/covid-isnt-over-and-why-that-will-impact-everyone-ce94766669df

We have staffing shortages in our hospitals that include not just physicians but nurses, respiratory specialists, etc. Dr. Nichols calls this “a sick twist of capitalism”. I disagree. It’s just capitalism. Capitalism worked well for several hundred years, but times change, and systems eventually become corrupt. Corrupt systems then attract corrupt individuals or gradually corrupt unsuspecting souls to perpetuate the system. Welcome to to the world of Predatory Capitalism. Eat or be eaten. Capitalism lacks compassion.

Whew. Now that I’ve gotten that off my chest back to our original programming.

Be virus aware even if you are vaccinated. You might consider masking up again while indoors, amongst crowds, etc. The situation is worse in different parts of the world. Be aware of the situation where you live and where you travel. I was in a local shopping mall for the first time since some time prior to March 2020. A small minority of us were wearing masks. The vast majority of shoppers were behaving as if the pandemic was over. It ain’t over.

I did notice that masks were on sale. You might want to pick up a few before the price goes back up.

But so many people remain unvaccinated that, nationwide, cases have more than doubled in recent weeks — a jump driven not just by Delta, but also the country’s lapsing of mitigation efforts and people traveling and reconnecting socially. Even states like Massachusetts that have comparatively high vaccination rates have started seeing upticks in cases.

How Delta is pushing the U.S. into a new phase of the Covid-19 pandemic — https://www.statnews.com/2021/07/19/delta-vaccines-new-phase-pandemic/?utm_campaign=rss

Viral infection and transmission in a large well-traced outbreak caused by the Delta SARS-CoV-2 variant

Viral infection and transmission in a large well-traced outbreak caused by the Delta SARS-CoV-2 variant

https://virological.org/t/viral-infection-and-transmission-in-a-large-well-traced-outbreak-caused-by-the-delta-sars-cov-2-variant/724

The link above will take you to the research study. If you go to Dr. Rasmussen’s Twitter thread you’ll find her insightful commentary on the study. In plain English.

Travel Advisory for Oklahoma (this is not the US State Department)

The Delta VOC has arrived and I might be returning to crowd avoidance and curbside pickup sooner than expected.

Biden fires head of Social Security Administration

President Biden on Friday fired Social Security Commissioner Andrew Saul, a holdover from the Trump administration, after Saul refused a request to resign from his position.

Biden fires head of Social Security Administration — https://thehill.com/homenews/administration/562342-biden-fires-head-of-social-security-administration

There will be more changes coming to social security.

Higher taxes, no doubt. But also improved benefits for those in need if I’m reading the Tarot cards correctly.

It’s Time to Revisit Social Security’s Early and Delayed Claiming Formulas

A study by the Center for Retirement Research at Boston College found that the delayed credit is still about right, with the exception of the highest earners, who tend to outlive actuarial averages and reap the highest extra benefit. Conversely, the group hurt the most are low-income filers, who tend to claim earlier and effectively are overcharged for doing so. Moreover, the increase in FRA from 65 to 67, enacted in the reforms of 1983, effectively increased the penalty for earlier files. Claimers with an FRA of 67 will receive five years of early filing reductions rather than three.

It’s Time to Revisit Social Security’s Early and Delayed Claiming Formulas — https://www.morningstar.com/articles/1029357/its-time-to-revisit-social-securitys-early-and-delayed-claiming-formulas

The first sentence from the above paragraph caught my eye. So I went on to the BC website.

People can claim Social Security from 62 to 70, with adjustments to keep lifetime benefits the same, on average, regardless of claiming age. The question is whether the adjustments, set decades ago, are still correct, given the decline in interest rates and increase in life expectancy. For the average worker, the analysis shows that the reduction for claiming early is currently too large while the increase for claiming late is about right.

Higher earners – who live longer and claim later – get a really good deal under the current system.

Are Social Security’s Actuarial Adjustments Still Correct? — https://crr.bc.edu/briefs/are-social-securitys-actuarial-adjustments-still-correct/

People with more money tend to live longer. People who defer claiming social security benefits until beyond FRA (full retirement age) are generally healthier, expect to live longer, and are financially secure enough to delay claiming. If the SSA decides to enhance benefits for early retirees it would be a good thing for a lot of people, especially those who have been severely impacted by the pandemic.