You make music because you need to make it, you play it because you need to play it. Then it’s by the grace of much higher powers that it ever sees the light of day.
Julian Lage
Author: SupremeCmdr
The Myth of Retirement
Prices in the three production stages that are the furthest up the pipeline (Stages 1-3, red, green, gray) have all jumped by over 20% year-over-year. Prices at production stage 4 (black), up 12.1% year-over-year, are inputs for final demand prices, which are inputs for consumer prices.
Final demand prices are what consumer prices will encounter pretty soon in their consumer prices. Stage 4 intermediate demand prices will follow. And prices in productions stages 1-3 are further behind, but they’re true whoppers, and they will provide massive pressures on consumer prices for months to come:
Up the Price Pipeline, Inflation Rages at 20% — https://wolfstreet.com/2021/09/10/up-the-price-pipeline-inflation-rages-at-20/#comments
Prior to the 1950’s, there was no such thing as retirement, as the term is used today. A 1950 poll showed that most workers aspired to work for as long as possible. Quitting was for the disabled. Also, remember that in 1935 when the government was determining the appropriate retirement age for social security (65) the average adult male died at age 63.
The Baby Boom generation is also living longer than the generation before it. Chances are a married couple age 65 will have one spouse live into his or her early nineties. That is nearly 30 years of living off of one’s savings and Social Security if one retires at age 65. The math does not work for this many people. For so many to have golden years, there needs to be gold (money) to support them.
Trust Company Oklahoma May 2016 The Retirement Myth — https://www.trustok.com/our-latest-quarterly-newsletter/
Thinking about retirement? I’ve been thinking about retirement for quite some time and the thought of not working doesn’t appeal to me. There will come a time when the 40+ hour workweek will be no longer doable. But for now that time is far off in the future. The math in retirement will not work for the majority. I see inflation all around and my planned retirement income streams and savings will not last as long as hoped if everything costs more. Retirement math now is simple. If you can, work longer and save more.
Metabolic Adaptation in Obesity
Awareness of Metabolic Adaptation
When patients lose weight, the body desires to regain it via metabolic adaptation that decreases energy use, enhances metabolic efficiency, and prompts increased energy intake. With metabolic adaptation, a person recognizes that as they try a particular therapy, whether lifestyle, medication, surgery, or an endoscopic therapy, it initially feels relatively easy to do and maybe their weight responds. However, over time on therapy, continued weight loss becomes more and more challenging due to the alteration in hormone levels such as ghrelin, leptin, and glucagon-like peptide-1 (GLP-1). For example, increasing ghrelin levels stimulate a person to eat more, and falling GLP-1 levels cause a person to not feel as full.
Key Considerations for Maintaining a Healthy Weight to Reduce the Risk of Cardiometabolic Complications in Patients With Obesity Fatima Cody Stanford, MD, MPH, MPA, MBA — https://www.clinicaloptions.com/diabetes/programs/2021/obesityprimarycare2021
Because of my social media activities my name and email address have found their way into some interesting email marketing lists. This quote comes from an email I got a few days ago. I actually went to the website, was granted guest access and downloaded the slide deck. Most of the information in the presentation was WAY above my pay grade.
Author Disclosure – I am not a medical doctor. I’m an insurance guy.
Where Are The Starter Homes?
Pergens and his wife, Amanda, have a 6-year-old daughter and another child due this month. She stopped working as a pastry chef during the pandemic. They rent a small two-bedroom apartment. “We build all these fancy homes,” Pergens says. “Fancy, fancy houses … and low-income apartments. And there’s absolutely nothing in between.”
The Housing Shortage Is Significant. It’s Acute For Small, Entry-Level Homes — https://www.npr.org/2021/09/04/1033585422/the-housing-shortage-is-significant-its-acute-for-small-entry-level-homes?
Good article but the analysis is only partially correct. Affordable housing has been an issue for decades. It’s not merely an issue of current economic conditions. It’s a lack of political will and the continuing demise of the middle class. WAY BACK last century our starter home cost less than $100,000 and we had over 1600 square feet 3BR 2B.
It’s no wonder the newest hit show on HGTV is Cheap Old Houses. https://www.hgtv.com/shows/discovery-plus-home/articles/cheap-old-houses-hgtv-show
Too Hot to Blog
My Hemoglobin A1C is (fill in the blank)
Citation
Jonas DE, Crotty K, Yun JDY, et al. Screening for Prediabetes and Type 2 Diabetes: Updated Evidence Report and Systematic Review for the US Preventive Services Task Force. JAMA. 2021;326(8):744–760. doi:10.1001/jama.2021.10403
mRNA Vaccination Induces Durable Immune Memory to SARS-CoV-2 with Continued Evolution to Variants of Concern
Twitter thread above. Link to the preprint study here:
Is the race to reach herd immunity like chasing a mirage? — Science Chronicle
The emergence of highly contagious new variants, breakthrough infections even among the fully vaccinated and such people spreading the virus to others, and reinfections in the unvaccinated have made the race to reach the magical herd immunity threshold to successfully break the transmission chain and return to normal times looks like chasing a mirage. In […]
Is the race to reach herd immunity like chasing a mirage? — Science Chronicle
The Lobsterwoman
Four Oklahoma Health Systems Come Together To Provide a Situation Update on COVID-19 – 08.17.21
Full transcript of the presser can be found here https://www.koco.com/article/oklahoma-hospital-officials-to-give-situation-update-as-covid-19-cases-rise/37327568
The actual video is below:
A LARGER PROPORTION OF PEOPLE WITH COVID-19 ARE ENDING UP IN THE HOSPITAL.
THE MAJORITY IN OKLAHOMA AS OF LAST WEEK’S WEEKLY EPIDEMIOLOGICAL REPORT, 93% OF THE HOSPITALIZATIONS IN OKLAHOMA FOR COVID-19 ARE IN UN-VACCINATED INDIVIDUALS, AROUND 6% ARE PEOPLE WHO HAVE BEEN AT LEAST PARTIALLY VACCINATED.
Sorry for the caps but I cut and pasted from the transcript.
lifeunderwriter.net 
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