Artificial intelligence can be an oxymoron. And dangerous for some humans.
What Is ChatGPT? Everything You Need to Know About OpenAI’s Popular Chatbot – https://www.pcmag.com/explainers/what-is-chatgpt-everything-you-need-to-know-about-openais-popular-chatbot
ChatGPT has been found to encourage dangerous and untrue beliefs about The Matrix, fake AI persons, and other conspiracies, which have led to substance abuse and suicide in some cases. A report from The New York Times found that the GPT -4 large language model, itself a highly trained autofill text prediction machine, tends to enable conspiratorial and self-aggrandizing user prompts as truth, escalating situations into “possible psychosis.” ChatGPT touts conspiracies, pretends to communicate with metaphysical entities — attempts to convince one user that they’re Neo – https://www.tomshardware.com/tech-industry/artificial-intelligence/chatgpt-touts-conspiracies-pretends-to-communicate-with-metaphysical-entities-attempts-to-convince-one-user-that-theyre-neo
ChatGPT Is Telling People With Psychiatric Problems to Go Off Their Meds – https://futurism.com/chatgpt-mental-illness-medications
In certain cases, concerned friends and family provided us with screenshots of these conversations. The exchanges were disturbing, showing the AI responding to users clearly in the throes of acute mental health crises — not by connecting them with outside help or pushing back against the disordered thinking, but by coaxing them deeper into a frightening break with reality…Online, it’s clear that the phenomenon is extremely widespread. As Rolling Stone reported last month, parts of social media are being overrun with what’s being referred to as “ChatGPT-induced psychosis,” or by the impolitic term “AI schizoposting“: delusional, meandering screeds about godlike entities unlocked from ChatGPT, fantastical hidden spiritual realms, or nonsensical new theories about math, physics and reality. An entire AI subreddit recently banned the practice, calling chatbots “ego-reinforcing glazing machines that reinforce unstable and narcissistic personalities.” People Are Becoming Obsessed with ChatGPT and Spiraling Into Severe Delusions – https://futurism.com/chatgpt-mental-health-crises
Yikes.
lifeunderwriter.net 
Does this change how you underwrite insurance policies?
From a pure awareness perspective, yes. I am now more attuned to the use of AI based chats for mental health issues. But from an overall risk selection perspective, no. Most of the examples are people who are psychotic or driven to psychosis through inappropriate AI chats. People with active psychosis are not likely to be thinking about applying for life insurance.
Not at the top of their to-do lists…